first of all you can do it all yourself. start with cleaning up your credit reports, dispute any negative information one each of the 3 reports. they have 30 days to prove it or they have to remove it. secondly contact all your creditors and see if they will budge on the interest rates. you can also come to an agreement on the amount of interest owed on each of the credit cards, barter.
don't close any of the cards, just put them all away the lines of credit are important for your credit score. pay off the smaller cards first making sure to at least make the minimum payments on the remaining cards as you pay down the smaller ones. it can take some time, just make sure that you are patient and you keep telling yourself you will get there. each of your accounts paid off is a goal you need to meet, perhaps chart it so you can see your progress every day! do not use any lines of credit, including cards, to make purchases that are not essential for living like food, paying electric bill, or rent. if it is not essential you do not need it and charging it is going to put you back to square one.
pay them off! the economy is bad the job market is terrible and owning things outright and not having any debt will make for a bright future especially during the tough times ahead !