Do you live in it, or rent it out? If you rent it out, you need "dwelling" coverage as opposed to "homeowners". But when you talk to an agent there, you're going to find out it's probably going to end up in the state fund anyway, because no one is writing new property policies in Florida.
Renters insurance, is also called "tenant homeowners", if YOU are the renter. It covers your stuff, and your liability, in your rental - whether it's a house, condo, or apartment.
Homeowners insurance is for owner occupied homes.
Dwelling insurance is for a house that you own, but rent out to others.
Condo insurance covers condos, and the same policy works if you're occupying the condo yourself, or renting it out to others. You just have to declare the occupancy when you get the policy.
agent, 21+ years