Does anyone here use prosper.com?

My friend has an account there and is trying to get a loan. It was suggested to her by a teacher, She recently graduated college and is trying to start a business. Just curious <a... show more My friend has an account there and is trying to get a loan. It was suggested to her by a teacher, She recently graduated college and is trying to start a business. Just curious
<a href="http://www.prosper.com/lend/listin... src="http://www.prosper.com/images/promo... width="160" height="33" border="0" alt="Bid on my listing at Prosper, people-to-people lending"></a>
Update: Additional details: I am NOT promoting the website just trying to get honest feedback. I am just wondering how effective a strategy this is for my good friend
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