Car Financing & Down Payment Confusion??

My boyfriend and I are looking in to buying our first car. Neither of us have any car buying experience so things like car financing, APR, and all the similar lingo are so vague and confusing. What does it mean to get financing directly from the dealership? Pros and cons of leasing (but what does leasing mean?)... show more My boyfriend and I are looking in to buying our first car. Neither of us have any car buying experience so things like car financing, APR, and all the similar lingo are so vague and confusing. What does it mean to get financing directly from the dealership? Pros and cons of leasing (but what does leasing mean?) ? Is it just better to get a car loan from a bank or another financial source and then just completely pay off the dealer (is that how it works?) ? We were also playing around with idea of getting a smaller outside loan to cover the down payment and then go through the dealership for the rest? Comments, suggestions, links to good web resources??? Help!?!
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