questions about getting a credit card???

so if i get a credit card, how does it work exactly??

i was thinking if i pay what i spent on the credit card i wont have any interest to pay right?? and if i keep doing this, i wont have to pay for any hidden fees and such? am i right or no?

3 Answers

  • 1 decade ago
    Favorite Answer

    Yes you are right, If you pay your balance in full every month you do not have to pay interest. Most credit cards don't have monthly or annual fees.

  • 1 decade ago

    It is always better to pay it off in one lump sum. You will still have annual fees and that sort, but at least you will spare yourself on the interest fees.

    Good luck.

  • 1 decade ago

    Go to bank & apply for credit card & ask to them how it works

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