Pre-approved Capital one Auto Loan. Sent a letter w/ local dealer???? Legit?

I was sent a letter from Capital one saying I am approved for an autoloan up to 30k. They gave me the name of some local participating dealer to go to between the 28th and 30th. I called the number to confirm the pre-approval number and it's some automated capital one number. The numbers 18006859508 and... show more I was sent a letter from Capital one saying I am approved for an autoloan up to 30k. They gave me the name of some local participating dealer to go to between the 28th and 30th. I called the number to confirm the pre-approval number and it's some automated capital one number. The numbers 18006859508 and approval number is 451320233.

It says I can walk in there with no money down and own a car that day from Deal Maker Ford in Liverpool NY. All I have to do is bring income proof and a utility bill along with my drivers license and insurance to drive a new car home.

This is almost to good to be true. My credit score is only in the mid 600's so I never thought I'd qualify for anything like this.

I have been a customer of capital one for 2 years with a $500 credit card limit thats in good standing.
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