How well does Bank of America Platinum Plus Visa help your credit?
Bank of America Platinum Plus Visa is designed for good/excellent credit people. But does it help a lot further improvement of your credit? If so, what are its advantages over other cards?
- 1 decade agoFavorite Answer
The Bank of America WorldPoints� Platinum Plus� Visa� Card, issued by FIA Card Services, N.A., is ideal if you have good credit and would like the opportunity to earn a variety of rewards. Through the reward program, you'll earn one point for every dollar spent on the card. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, dining certificates, and more. You can earn an unlimited number of points, but points do expire in five years. The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate on purchases and balance transfers once the introductory rate expires. This card also provides various benefits and services including fraud protection, a personal concierge service, and online account access. Read more from: http://www.credit-card-forums.com/search;nodef=1;Q...
- Anonymous1 decade ago
This card would have the same effect on your credit as any other credit card. If you carry a balance and make regular, on-time payments-- it should help improve your credit score. Likewise, if you fail to make payments (or are late)-- it will have a negative impact on your credit score.
Before you apply, maybe you should compare other offers first to make sure you're getting the best deal. You can find this (and other) low interest credit cards here:
Hope this helps. GOOD LUCK!Source(s): http://www.asapcreditcard.com
- 4 years ago
If you visit the website, or look at the brochure that came with the cc offer, it should tell you.