Are there any private student loans that accept applicants with bad credit with no cosigner?

I've exhaused my fededral loan options for the year, I have no credit worthy coapplicants, not poor enough for grants... I'm trying my hands a a few scholardhip awards, but I need the money before September. I working on my credit rating but that takes a while... Any solutions/answers???... I'm thinking... show more I've exhaused my fededral loan options for the year, I have no credit worthy coapplicants, not poor enough for grants... I'm trying my hands a a few scholardhip awards, but I need the money before September. I working on my credit rating but that takes a while... Any solutions/answers???... I'm thinking personal pay day loans but that would only create more debt that I don't want.
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