Can you please help me how can I save money for my future?

I am working in a BPO in Chennai. My Salary comes to Rs. 17,500 PM. I have taken 3 Personal Loans Rs. 1,00,000 ; Rs. 48,000 and Rs. 30,000 (all for my Sister's Education) and paying EMI of Rs. 3,274 ; Rs. 2,467 and Rs. 1,455 respectively. I have taken Lifetime Pension II plan from ICICI PruLife for which I am... show more I am working in a BPO in Chennai. My Salary comes to Rs. 17,500 PM. I have taken 3 Personal Loans Rs. 1,00,000 ; Rs. 48,000 and Rs. 30,000 (all for my Sister's Education) and paying EMI of Rs. 3,274 ; Rs. 2,467 and Rs. 1,455 respectively. I have taken Lifetime Pension II plan from ICICI PruLife for which I am paying Rs. 1,000 PM as premium. I also have ABN Amro Bank Credit Card for which I am paying Rs. 2500 Minimum every month and my bike Installment EMI of Rs. 1246. In addition to this, I am paying Rs. 2500 as Rent for my home. So, the amount I will have every month in hand comes to Rs. 3000 approximate with which I am making my day-to-day expenses like petrol for my bike, Grocery and etc. at last, at the end of the month, I have Rs. 0 balance in my Bank Account. Can you guide me how can I save money for my future???
6 answers 6