Living a debt-free life?

I'm a big fan of talk radio host Dave Ramsey (www.daveramsey.com). He teaches to get out of personal debt and stay out. The key to building wealth. Yet 90%+ people get in debt and never get out and those same people have little to show for it in retirement. Are you living a debt-free lifestyle? If not,... show more I'm a big fan of talk radio host Dave Ramsey (www.daveramsey.com). He teaches to get out of personal debt and stay out. The key to building wealth.

Yet 90%+ people get in debt and never get out and those same people have little to show for it in retirement.

Are you living a debt-free lifestyle? If not, what is keeping you from making that commitment?
9 answers 9