Personal Loan with Credit Score between 600-640?

My credit scores vary between 600 and 640. I'm wanting to consolidate some of my bills and thinking about a personal loan. I had a bankruptcy approximatly 5 years ago and been on my job for 7 years. I have no collateral to put down. Is this a possibility or just wishful thinking? Anyone have any suggestions on... show more My credit scores vary between 600 and 640. I'm wanting to consolidate some of my bills and thinking about a personal loan. I had a bankruptcy approximatly 5 years ago and been on my job for 7 years. I have no collateral to put down. Is this a possibility or just wishful thinking? Anyone have any suggestions on where I should apply. I don't want alot of inquires added to my credit report, so I really only want to apply once or twice. I would like 5,000 but really need around 10,000. Any help would be appreciated.
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