I am a single mom from Maine. A friend refered me to a mortgage person in CT. I had no money, and needed to either buy, or find a new place to rent. My credit was good, but I was nervous about even trying because I had no money, (well, very little, maybe $1,200 in the bank) Bottom line was that he took me by the hand, actually answered his phone, and gave me his cell phone. I was a pest to him, but he treated me like I was his only customer. (he has been doing this for over 10 years) He is affiliated with a bank,so he was able to lend me money in Main, and I am sure Washington as well. He will talk to you and run scenarios, all at no charge. His name is Kevin, and you can email him at email@example.com. He will gladly direct you to the website, and his company email if you wish to check him out.