Go to several banks in your area and ask for their business package. You will find loads of advice, how to draw up your business plan etc. Do not underestimate the power of your business plan. You will be asked, on this plan, how much you will need to spend each month, i.e. rent, rates, electric etc. Then you will be asked how much you will earn each month. This is a difficult question to answer, because it's all an expectation. Be realistic when answerring this question. From the moment you start your business, discuss everything with your bank. Every business makes a loss to start, but if this has been forecast in your plan, and your losses fall within your expectations, the bank will be prepared to help you. Best advice for anyone starting a business, A well thought out plan and work with your bank.