When can I get HUD-1? Before or after escrow signing?

I need your help as a first time home buyer. At the title company during the "signing", I was told by escrow agent I do not have to see HUD-1. It's the Law. The HUD-1 will be available to me after the escrow is closed and I received the key to the property. The reason being I am in Northern California... show more I need your help as a first time home buyer. At the title company during the "signing", I was told by escrow agent I do not have to see HUD-1. It's the Law. The HUD-1 will be available to me after the escrow is closed and I received the key to the property. The reason being I am in Northern California and it is different from other part of the country where HUD-1 is given prior to "signing". It's perplexing. The property is in San Francisco and the title company also in the same city. Any thought/comment will be greatly appreciated. Thank you very much.
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