You can read numerous stories about people's experience in Primerica, but you shouldn't base your future on what they did. Primerica is an opportunity for you to build a business in finance and hope someday that it will take course on it own without you needing to be there. Though, this won't happen right away, but a few years of hard work can make you financially independent.
I joined the company in 2004 and wasn't sure what I was getting myself into. The opportunity sounded great, just that I wasn't sure what this company really do. Soon enough, I found out that what I can do can really help families. How cool is that you can get someone pay off their debt in 20 years versus 28 years? How cool is that you can lower someone's life insurance premiums from $1500/year to $800/year and also increase the coverage too?
When you get your securities license, you can show someone various investments that has outperform their investments in the past 10-25 years. Someone in the company did a $52 million rollover and got paid almost $900,000! Are you going to get that? Maybe not, but you may run into $100,000 rollovers or maybe even a million dollar rollover.
While the products are amazing, building a business isn't so easy. You can build your client base, but you would still be self-employed. The goal is to be a RVP some day. To get to RVP, you need to recruit some people and develop them into business leaders so that they will become RVPs. Recruiting is new to me and I understand that if I want my business to grow, I need to recruit some people. People will quit, but it doesn't matter. Primerica isn't for everyone. If it was, there would be no opportunity. So I just keep finding new people to find a business leader.
While its almost been 3 years for me, I still attend weekly training, continue to be coachable to my upline, and do what I need to do. I'm not a RVP yet, but someday I will be. For you and your husband, you guys might become RVP more quickly than me because both are you have the same goal and the same focus and the training and support is better than it was few years ago.
My advice to you: Start out part-time and don't change your career yet. Get some experience first before considering going full-time in the company. Figure out why you want to do this business and what you want to achieve. If you figure this out, you will have more focus on building a business.
Good luck to you and your husband, that is if you join and try it out. While its only $199, you have really nothing to lose by joining. The worst case scenario is that you make some money and leave with an amazing financial education. You will know more about various financial products than 95% of the population. The best case scenario is that you love it so much that you work hard to become RVP and someday, never have to work again. So what do you have to lose?
· 1 decade ago