Toph
Lv 4
Toph asked in Food & DrinkVegetarian & Vegan · 1 decade ago

Should vegetarians be required to pay as much for health and life insurance?

We get breaks for being non-smokers, not taking risks, why not for being vegetarian.

It is a healthier lifestyle, for me at least, and why should we pay for the cardiac care of those who eat meat? Very few vegetarians suffer from heart disease - the leading cause of death in America.

Update:

There is a company in England offering a 25% discount to vegetarians, why not in the US?

That company has the evidence that allows them to lower the premium, we should insist on it here.

Update 2:

As for vegetarians being more compassionate, i question that. I see so many thumbs down on decent answers, simply because they argue for the meat based diet. Show some compassion let them speak.

Update 3:

For all of you who say there is no proof then explain why one company is offering cheaper rates. One would not if they didn't believe it was worth it. A matter of capitalism.

And I have never seen such ridiculous arguments before, wow I really stirred the hive with this one.

Vegan and proud - sorry dude but you didn't answer the question.

Update 4:

Liverpool Victoria Life Company, gives vegetarians a 25% discount for the first year, and any profits made from the sale are donated to animal welfare groups.

40 Answers

Relevance
  • Anonymous
    1 decade ago
    Favorite Answer

    Personally as a vegetarian, and as a human being with normal thoughts, I would naturally think this is a good idea. But I have to say that that's not going to happen. Most of the people who make decisions about how much you pay for health and life insurance are not vegetarian, therefore they are probably not going to want to give people like us benefits--then again, if all it takes to pay less money is give up meat, those may be the first people to jump at vegetarianism.

    I know i just contradicted myself, showing that there ARE two (or more) sides to this insight. Good question-thought provoking!

    • Login to reply the answers
  • Hugh
    Lv 6
    3 years ago

    I suggest that you try this website where onel can get rates from the best companies: http://INSURANCECOMPAREQUOTES.US/index.html?src=3Y...

    RE :Should vegetarians be required to pay as much for health and life insurance?

    We get breaks for being non-smokers, not taking risks, why not for being vegetarian.

    It is a healthier lifestyle, for me at least, and why should we pay for the cardiac care of those who eat meat? Very few vegetarians suffer from heart disease - the leading cause of death in America.

    Update: There is a company in England offering a 25% discount to vegetarians, why not in the US?

    That company has the evidence that allows them to lower the premium, we should insist on it here.

    Update 2: As for vegetarians being more compassionate, i question that. I see so many thumbs down on decent answers, simply because they argue for the meat based diet. Show some compassion let them speak.

    Update 3: For all of you who say there is no proof then explain why one company is offering cheaper rates. One would not if they didn't believe it was worth it. A matter of capitalism.

    And I have never seen such ridiculous arguments before, wow I really stirred the hive with this one.

    Vegan and proud - sorry dude but you didn't answer the question.

    Update 4: Liverpool Victoria Life Company, gives vegetarians a 25% discount for the first year, and any profits made from the sale are donated to animal welfare groups.

    6 following 39 answers

    Source(s): I suggest that you try this website where onel can get rates from the best companies: http://INSURANCECOMPAREQUOTES.US/index.html?src=3Y...
    • Login to reply the answers
  • 1 decade ago

    The dietary intake of one person as compared to another does not necessarily guarantee a healthier life. Important factors such as exercise and activity levels need to be taken into account aside from something as simple as intakes. For the majority of things health related, being a vegetarian won't matter much. Sure it can make an impact on cholesterol and heart disease, but the remaining issues that would not be addressed would be that which the health care would cover. As to why a company would be offering that incentive as such, it could be to inspire people to become vegetarians or eat healthier... it does bring into question on how such a company would enforce or monitor that policy however.

    Why pay for health care of those who do eat meat? Why pay school taxes if you have no children in school. Why aid in advances in science that would have no benefit for at least another few generations. Because it aids life, and who has the right to deny quality treatment because of what one does, or can afford to eat.

    • Login to reply the answers
  • 4 years ago

    I recommend one to visit this web site where onel can get quotes from different companies: http://INSURECOMPAREQUOTES.US/index.html?src=2YAaj...

    RE :Should vegetarians be required to pay as much for health and life insurance?

    We get breaks for being non-smokers, not taking risks, why not for being vegetarian.

    It is a healthier lifestyle, for me at least, and why should we pay for the cardiac care of those who eat meat? Very few vegetarians suffer from heart disease - the leading cause of death in America.

    Update: There is a company in England offering a 25% discount to vegetarians, why not in the US?

    That company has the evidence that allows them to lower the premium, we should insist on it here.

    Update 2: As for vegetarians being more compassionate, i question that. I see so many thumbs down on decent answers, simply because they argue for the meat based diet. Show some compassion let them speak.

    Update 3: For all of you who say there is no proof then explain why one company is offering cheaper rates. One would not if they didn't believe it was worth it. A matter of capitalism.

    And I have never seen such ridiculous arguments before, wow I really stirred the hive with this one.

    Vegan and proud - sorry dude but you didn't answer the question.

    Update 4: Liverpool Victoria Life Company, gives vegetarians a 25% discount for the first year, and any profits made from the sale are donated to animal welfare groups.

    6 following 38 answers

    • Login to reply the answers
  • How do you think about the answers? You can sign in to vote the answer.
  • 1 decade ago

    It would be nice if they would have lower premium health-care coverage for all people,that don`t have to visit a doctor very often,I am not a vegetarian.I like just a little bit of Meat with my dinner.I pay about $2808.00 a year for family health care to my insurance and if lucky we might go to the Doctor once or twice a year.My Co-Pay is $10.00 per visit.Plus for everything else i have to pay 10% of all until i reach my $1000.00 a year.That is a lot of money i could use on a good savings account and other things we need.The problem is that we have to many Hypochondriac`s in this country and we are the once to have to pick up their tab.The government aught to change their regulations for a lot of reasons,but since they also seem to profit from the insurance business ,they probably wouldn`t want to change anything.We just have to sit back and except it.I am glad that i can get health insurance.It does ease my mind.Just in case something serious does happen to us some day.A discount or Tax deduction for us would be a good nice.

    Source(s): my opinion
    • Login to reply the answers
  • 1 decade ago

    The whole point of insurance is to spread the risk. If you extend the reasoning of paying less because you "might" be at less risk, then those who are at more risk will have to pay more. Eventually, that means that those with poor health will be denied insurance. Being denied medical insurance is pretty much a death sentence if a major problem crops up.

    The question comes down to one of compassion and charity. How a society cares for its weakest and most disadvantaged members is very telling.

    • Login to reply the answers
  • 1 decade ago

    Stating you are a vegetarian isn't proof that you eat any more healthily than an omnivore(there is plenty of junk food out there that doesn't use animal products).

    "For all of you who say there is no proof then explain why one company is offering cheaper rates. One would not if they didn't believe it was worth it. A matter of capitalism."

    Well, the people in charge of the company could be vegetarians and are biased:D

    • Login to reply the answers
  • Helena
    Lv 6
    1 decade ago

    What is the name of this company in England that offers a 25% discount?

    • Login to reply the answers
  • 1 decade ago

    Absolutley Vegeterians should pay the same as other americans. Medical research is finding out that vegetarian diets are suspected in a variety of ailments. Low protein diets / high carb diets are postulated to create catabolic imbalances in the body that lead to degenerative disc disease (a disease you likley have and dont realise it, if you are over 18 years of age) and other diseases related to the body claiming protein from other organ sources in the absence of protein in diet. Vegetarian diets are simply less studied - as such they are presumed safer... an unproven and potentialy dangerous assumption. Prehistoric humans were opportunistic omnivores. Assuming humans in their completley natural states might shed light on the preffered human diet in the 21st century one must assume that the vegetarian diet is as abnormal as the totaly carnivorous diet. And, therefore as such, is not ideal. Presuming this diet, since it is claimed to be favorable to preventing heart disease (a common killer in the industrialized world) is somehow safer in general, and therefore cheaper for insurers is simply unproven and irresponsible. Especially given the fact that by the age of 30 yrs, 80 percent of the population experiences an episode of back pain requiring a doctors care and therefore an insurable expense that is disproportionatley costly. The common western diet is high carbohydrate and thus, contributory to Degenrative Disc Disease and back pain - this is consistent with vegetarian diets as well due to their high carb content.

    • Login to reply the answers
  • FM
    Lv 4
    1 decade ago

    I don't think it's possible to figure out how to make this work if it were to be done anyway.

    The real issue is to improve the overall health of the people. Health care costs continue to increase. Here are stats:

    2004 death tables:

    http://www.cdc.gov/nchs/fastats/lcod.htm

    1)Heart disease: 654,092

    2)Cancer: 550,270

    3)Stroke (cerebrovascular diseases): 150,147

    Cost of heart disease:

    http://www.cdc.gov/nccdphp/publications/factsheets...

    "In 2005, the cost of heart disease and stroke in the United States is projected to exceed $394 billion: $242 billion for health care expenditures and $152 billion for lost productivity from death and disability"

    General Motors alone pays around $4 billion a year for the health care of retired employees (and families). This is part of the reason they have difficulties competing in the marketplace.

    http://money.cnn.com/2005/10/17/news/fortune500/gm...

    I saw a story about GM introducing plans for their workers to promote healthy lifestyles to help reduce their medical costs as a company and have healthier workers.

    Thing that could be done concerning heart disease:

    http://www.cdc.gov/nccdphp/publications/factsheets...

    "Much of the burden of heart disease and stroke could be eliminated by reducing their major risk factors: high blood pressure, high blood cholesterol, tobacco use, diabetes, physical inactivity, and poor nutrition."

    And about cancer:

    http://www.cdc.gov/cancer/az/

    "The number of new cancer cases can be reduced substantially, and many cancer deaths can be prevented. Adopting healthier lifestyles—for example, avoiding tobacco use, increasing physical activity, achieving optimal weight, improving nutrition, and avoiding sun exposure—can significantly reduce a person's risk for cancer."

    • Login to reply the answers
Still have questions? Get your answers by asking now.