It depends on the bank and their policies. If you are eligible to join a credit union, you should check with them. If you are not eligible through your employer, there are a lot of community credit unions now, and you can often get better financing terms and rates through a credit union. I looked in the N.A.D.A guide and the truck is worth between $17,425 - $21,125, depending on which model. There is also a slight deduction for high mileage, but not too severe. Yes, banks and credit unions do have 72 month terms on auto loans these days.
· 1 decade ago