Once it is deposited into your account---the process takes 2 days because the IRS transmits the deposit info on Wed for a Friday deposit to your bank, they cannot just take it back that fast and there would be no reason to do that. If your return was processed and they gave you a deposit, then it has passed through all the phases it has needed to and you should have your deposit. Only at a later date, if they found you left off a W2 that you should of included or some other error, they will they send you a letter (been there, done that) and let you know there was a mistake in your return and you owe additional taxes or whatever. Then you have to set up a payment plan or pay it off right then. But, I have never heard of them being able to withdraw a deposit the same day it is deposited into your account. Something else must of happened, but your husband or you just needs to contact the bank to find out...it may still be there just not showing on the ATM balance for some reason.