The easiest way out of you dilemma is to file for bankruptcy. I hate to even recommend it, because it is the cheats way out. That is making other consumers pay for your mistakes. But, now that the Fed has changed the law, and it is much more difficult, I don't think it would be easy for you, unless you are really telling the truth.
The best way out is to go to a Consumer Counseling Service, which you can find in the telephone book. Look for the one that does not charge you/. Those that do are usually rip-offs.
A reputable one will work with you and the debt holders to work out a repayment plan that you can handle. One payment will take care of all debts, eventually.
Then you can go about getting a trial loan from a credit union. Because of your poor record, this will be tough, so you will need a co-signer. If you are on the up-and-up, your parents are likely to be the only ones who would trust you to repay without sticking it to them too.