, Grants are the best way to Start a Business or go to College! As well as Foundations they also offer mney at no cost ' For interest the Univeracity of North Carolina has Grant Money availabe in their Arts program.!!
As for loans they might have a small interest rate at the beginning',Then the bank can raise the interest rate , fees,and so on.
If for reason your business may go bankrupted, Make sure that your business is Incorporated/.
Which will separate business from personal fiances.The Bank can't get personal assets ll when you've Incorporated your business!..
Make sure you get that Grant!! It's free money!
There is allot of money that know one remembers about , Katrina, Rita, Homeland Security, Helping are Soldiers by making something new or old What they need to fight or to relax! Our soliers are getting tired , To many tours in Iraq Make somethIng usefull to relax these guys and women..
Or make someting for our wouded > Go to Waler Reed and see what they need to be a productive citizen again!!!.
Education, the Arts The university of North Carlina as a lot of money in their art foundation please check all Foundation's they are also free money!!
Go to your local library they have many reference books on all the Foundations , Plus Grants Or any web sites
which or Rep or Senator's there's a link to every Government program . Just have a lot of paitences when going through those programs.The forms are in the library .
If you Can get a Grant you"ll never have to pay back.
. A loan is a loan.!
I know you may disl[ke an attorney however you'll need the best corparate lawyer in your State. He'll make sure you no every rule to follow ,taxes etc.