How can I prevent my car from being repoed?

I can't keep up with my car note payments, I only had the brand new car for 6 months. And I now realize that I can't keep up with this $499 payment every month. Not only that I have to pay $300 a month for the insurance. I really don't want to mess up my credit, I have really over extended myself.... show more I can't keep up with my car note payments, I only had the brand new car for 6 months. And I now realize that I can't keep up with this $499 payment every month. Not only that I have to pay $300 a month for the insurance. I really don't want to mess up my credit, I have really over extended myself. Please help me!

P.S

Or, is there a way I can get rid of the car or give it back to them without messing up my credit?
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