how can i get abackground check without a credit card?

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  • Anonymous
    1 decade ago
    Favorite Answer

    Under the Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub.L. 108-159) which was passed by Congress on December 4, 2003 as an amendment to the Fair Credit Reporting Act, consumers can request and obtain a free credit report once every twelve months from each of the three nationwide consumer credit reporting companies (Equifax, Experian and TransUnion). The following website has been set up for this:

    https://www.annualcreditreport.com/cra/index.jsp

    This act also contains provisions to help reduce identity theft, such as the ability for individuals to place alerts on their credit histories if identity theft is suspected, or if deploying overseas in the military, thereby making fraudulent applications for credit more difficult.

    Good Luck!!!

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  • 1 decade ago

    Getting a background check done on another person who dose not own a Credit Card is easy

    GET their:

    Name - DOB - address - social security number

    go to web sites that check backgrounds-especially the Sexual Preditors checks, and enter in the Info.

    Source(s): Example: http://www.crimcheck.com
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  • 1 decade ago

    In most U.S. States, you can obtain a backgroud check from the State Police, State Troopers, or whatever your state's police are called. You can also obtain a background check through the F.B. I. There will be a fee.

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  • 1 decade ago

    freedom of information act

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