Is hiring a lawyer necessary when filing for bankruptcy?
- Feeling MutualLv 71 decade agoFavorite Answer
In NC it is required. Only an attorney can file it for you.
- 1 decade ago
No. You can file yourself...this is called filing pro se. You need to be very careful ... bankruptcy isn't a quick fix...it will stay with you for 10 years on your credit bureau report and may keep you from being employed in certain fields!
You do need to discuss this with an attorney (and no, I'm not an attorney!) so that you will understand the real picture.
Why don't you contact each of your creditors and try to negotiate a work out plan. This will allow you to pay your bills but maybe they can extend the term (repayment time) or lower the interest rate.
- SKYDOGSLIMLv 61 decade ago
if you get the proper forms and know how to fill them out, file them and do the necessary court procedings then you may not need a lawyer. However I think that would not be wise. To make sure your rights are protected I think a lawyer would be necessary.
- Isabella789Lv 41 decade ago
Yes, you need a lawyer, they are many forms involved and needed to be filed with the court. Some lawyers have a flat fee.
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- Anonymous4 years ago
No, with no criminal expert fill financial ruin is greater risky. that's considerable that a financial ruin case be filed and dealt with wisely. the policies are very technical, and a misstep could influence a debtor's rights.
- 1 decade ago
no, but it certainly is a good place to get answers.