Frank asked in Business & FinanceInsurance · 1 decade ago

Where can I find affordable medical insurance as a self employed person?

I am a self employed person so I don't have medical benefits like you would if you work for a company. I am paying well over $600 a month for medical insurance coverage as a business owner. Does anyone know of a program or something that offers cheaper insurance to business owners?

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  • Anonymous
    1 decade ago
    Favorite Answer

    Look for a high deductible option also known as

    health savings account compatible insurance, typically

    under $200. That way you will save on your monthly

    premium. For the first dollar coverage then

    look for a medical discount program, typically under $100.

    The combination of the two coverages will be less expensive

    compared to what you have now and will give you

    comparable or better coverage.

  • Anonymous
    6 years ago

    At - QUOTESTOCOVER.INFO- you can get quotes in just a few minutes

    RE Where can I find affordable medical insurance as a self employed person?

    I am a self employed person so I don't have medical benefits like you would if you work for a company. I am paying well over $600 a month for medical insurance coverage as a business owner. Does anyone know of a program or something that offers cheaper insurance to business owners?

  • Keren
    Lv 6
    4 years ago

    I recommend you to try this website where onel can get quotes from the best companies: http://insureforeverybody.info/index.html?src=2YAq...

    RE :Where can I find affordable medical insurance as a self employed person?

    I am a self employed person so I don't have medical benefits like you would if you work for a company. I am paying well over $600 a month for medical insurance coverage as a business owner. Does anyone know of a program or something that offers cheaper insurance to business owners?

    Follow 13 answers

  • 1 decade ago

    $600 a month for a single person is a little high, but for a couple or family, it's not bad. Try calling a few brokers (especially the one you have your car insurance or other insurances with) and see if they can shop around for you. More often than not, they can find you the best deal if you have a relationship with the company already.

    Otherwise, in NY, as someone mentioned, they have what they call Healthy New York - it's for small business owners or uninsured workers who can't afford insurance any other way - the state subsidizes the cost.

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  • Anonymous
    4 years ago

    Many states do have plans for the self-employed regardless of the indisputable fact that the advantages are very constrained. you may get on an wide-spread human being plan except you're uninsurable. visit a community self reliant agent. This man or woman is conscious the marketplace on your section and would hit upon a coverage to in good structure your concern and they received't can charge you for the service. Be careful of plans that provide "less costly well-being coverage for the self-employed". those plans have very constrained reward and would finally end up costing you larger than that's nicely worth. also be careful of medical low-cost scams. the individuals that promote those plans have little or no recognize-how of well-being coverage and do not should be approved. the businesses at the instantaneous are not registered with the state so that you've little recourse at the same time as issues bypass incorrect. States are starting off to prohibit those plans from being bought, specially because very few medical doctors settle for them.

  • 1 decade ago

    There is N.A.S.E - National Association for the Selft Employed and I have also heard that Assurant Health is a good company for self employed people to get insurance through.

  • Anonymous
    1 decade ago

    First no one can tell if there is a good rate or bad rate from what you told,

    for example is this for a family or just you, what is your age,

    If you are 60 years old, that is a great rate for insurance just for you.

    My wife and I pay almost 1000 dollars a month now this is top coverage

  • Anonymous
    1 decade ago

    That is a ridiculous amount. I have been self employed for over 7 years and I pay about half of that. Do yourself a favor and go get a free comparison quote to see how much you can save. Good luck

  • Anonymous
    6 years ago

    Get insurance quotes

  • 1 decade ago

    You can get affordable medical insurance here,

    "http://www.dpbolvw.net/email-1961891-10425134%22

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