I believe HomeBanc does business in all 50 states, and you can apply on line.
HomeBanc Mortgage Corporation, an Atlanta-based firm that traces its ancestry to a bank chartered in 1929. In the early 1990s HomeBanc was a small company with about 150 employees, only one office outside Georgia, and mortgage volume of about $500 million. By early 2005 the company had grown to some 1,200 employees, twenty-two branches in Georgia, Florida, and North Carolina, and more than $6 billion in mortgage volume. CEO Pat Flood's loyalty-based strategy depends heavily on repeat business and referrals, and it works. The company does little consumer advertising, yet growth in mortgage originations has exceeded 25 percent a year for the past decade, more than double the market average. The average Net Promoter Score in the mortgage industry is 3 percent; HomeBanc's latest figure exceeds 80 percent.