JisLOST asked in Business & FinanceCredit · 1 decade ago

who should i call for debt consolidation?

6 Answers

  • Anonymous
    1 decade ago
    Favorite Answer

    If you have good credit, try lending tree or your bank.

    High debt levels may reduce your score to the point that you cannot qualify for a reasonable loan offer. If this is the case, you may wish to try credit counseling.

    Credit counselors can review your financial situation and help you consolidate your payments. You can usually get a lower payment and lower interest.

    Just make sure you find an agency that has a satisfactory rating with the Better Business Bureau.

    Source(s): Here is a directory of local agencies in each state: http://www.managedebttoday.com/states.htm
  • 1 decade ago

    Depends on your situation. What type of debt do you have (credit card, mortgage, school loans)?

    Also, what does your credit look like? You will have more options if you have strong, clean credit. Regardless, now is the time to take action before you spend a ton of money on Christmas gifts (hopefully you didn't do that).

  • Anonymous
    1 decade ago

    I recommend TOTAL DEBT SOLUTIONS, LLC. They offer debt arbitration services have alliances with other companies offering credit repair and mortage loans as well. They can get settlements on your debts as low as 35 cents on the dollar.

  • Tweet
    Lv 5
    1 decade ago

    Talk to someone at your bank or credit union , they can refer you, or may even offer the service.

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  • 1 decade ago

    Go talk to your bank, they will be able to look at your credit rating

  • 1 decade ago

    your local loan shark =]

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