You can probably get a loan for a piece of property based on the appraised value of the property. This will be the easy part. Money for the home will be a lot harder. Lenders do not offer mortgages for construction, you will need a construction loan that can be converted into a mortgage after the home is completed. With no construction experience, you have 1 strike against you. Lenders also prefer conventional construction, so your alternative building method is strike 2. With all the turmoil currently going on in the lending industry, you may have a really tough time getting money from a traditional lender. That being said, you still may have some options. If you have a 401K that you can borrow against, that may be your best option. Once the home is completed, you can get a conventional mortgage to repay the 401K loan. You might also investigate grants for energy saving homes. Good luck with it.