Who knows the the website where you can get a loan, but it has an ebay set up where people bid to lend money?

I saw it somewhere once I need a loan, but I don't have much credit or collateral so I never get approved. This website is similar to eBay, but lenders are biding to lend money to people in dire need. You explain your situation and banks will have pitty and set up a loan. The interest rates are insanely high, but I am willing to pay for the sake of building my credit and fixing my car. Thanks

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