Is auto repossesion considered a criminal offense?

If you have trouble cannot pay and bank repossess auto am i considered a criminal?

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  • Anonymous
    1 decade ago
    Favorite Answer

    No it's not criminal, however, you will be considered a poor credit risk for a long time.

  • 1 decade ago

    You're kidding right?

    Word of advice though, if you are having problems making the payment, don't just sit and wait for the repo truck to show up, since that will increase your debt. Instead, call the lender and tell them you are having problems making the payment, at least then it will show on your credit as a voluntary repossession rather than repossession, and if you drive it in and hand them the keys they won't have to pay me to tow it, saving you money.

  • 1 decade ago

    Repossessing a vehicle is not a criminal offense. Not paying for a vehicle you have contractually agreed paying for is a civil offense.

    I would suggest knowing the means you have compared to the expenses you have. Refinancing is a possible option.

  • 5 years ago

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  • 1 decade ago

    no, its a civil matter not criminal

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