Unfortunately, if it were me I would do my best to get out of any debt that I was currently in before looking into adding more. Credit cards are such a trap and even the smartest of people can get into trouble with them. I myself at one time was there as well. I even had to file bankruptcy at the age of 23!! All because of credit cards, nothing else! However, in this day and age almost all of us need some sort of credit history to get by, for a car or a new home, etc... If you decide to get one, I'd start out with a secured card, it's a good way to build your credit and your savings! And after sometime if you prove yourself worthy they will give your security back and make your card unsecured! But if you really must, Orchard Bank or First Premier Bank would be your most likely options, but be prepared for outrageous interest rates!!! Good luck!