Has anyone ever used loan services like cash call? or do you know anything about it? i'm desperate for help.

my husband and i are in a real bind for money. he was laid off from his job a few weeks ago. he was able to find another job, but it pays considerably less. we have not been able to catch up from the time he wasn't working, now all our bills are late and we may not be able to make rent. our credit is the... show more my husband and i are in a real bind for money. he was laid off from his job a few weeks ago. he was able to find another job, but it pays considerably less. we have not been able to catch up from the time he wasn't working, now all our bills are late and we may not be able to make rent. our credit is the greatest. i'm 5 1/2 months pregnant, and even though it's illegal not to hire someone because they are pregnant, it's still a fact that no one will hire me right now. the reason i wasn't working to begin with is because i stay at home with my 1 1/2 year old son, but that's when my husband was bringing in enough to get by on. please, someone give me some advice. i truly am desperate and have not been able to sleep or think straight because of the anxiety. please help.
Update: correction, i wrote our credit is the greatest. i meant it is NOT the greatest
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