how do you get out of chapter 13 after you have been in it for 3yrs and be able to get credit established?

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  • Anonymous
    1 decade ago
    Favorite Answer

    stop spending too much money and not paying your bills. the first thing is to get your spending under control. the next thing to do is start taking small secured loans that you pay off promptly. then you can start trying to get second tier vendors to give you loans.

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