How do I get a 8 year old repo off my credit.?

I was young and stupid & thought I had to have the best, boy was I wrong, because of that I have very bad credit, and in this life time you are rated as a number, anyways at the rate I am going I will never have this paid off, and I want it off my credit report. Now that I am older and and have to children that... show more I was young and stupid & thought I had to have the best, boy was I wrong, because of that I have very bad credit, and in this life time you are rated as a number, anyways at the rate I am going I will never have this paid off, and I want it off my credit report. Now that I am older and and have to children that might need my help in the future I need to straighten out this mess I got myself into. Also I am confused on the rumers of repos staying on your report for 7 years. Is it 7 years after you pay it off or is it just plain 7 years weather you owe or not ? Can someone please help me!
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