小弟 asked in 商業與財經保險 · 1 decade ago

何謂相同保險(concurrent insurance)?

何謂相同保險(concurrent insurance)與不相同保險(non-concurrent insurance)?

麻煩知道兩者定義的人 請告訴我 謝謝了!!

1 Answer

Rating
  • 1 decade ago
    Favorite Answer

    concurrent insurance:

    Coverage in one policy on the same property under the same conditions as another policy.Also, coverage provided under two or more policies, all of which are identical except that they may vary in amount or policy periods.

    non-concurrent insurance(nonconcurrency ):

    A lack of coordination between two or more policies that were intended to cover the same risk in different layers, creating coverage gaps. For example, policies in a layered program (umbrella or excess policies) may not agree with respect to policy effective dates or other provisions, triggering limits not expected by the insured or leaving an exposure uncovered.

    Source(s): glossary term-(http://insource.nils.com)
Still have questions? Get your answers by asking now.