洛樊 asked in 社會與文化語言 · 2 decades ago

麻煩幫我中翻英這篇摘要文章

摘要

面對銀行利率一路持續的走低、財富累積也變得不易,所以針對銀行利率下降對國人之投資理財行為有何影響之研究作為此次專題研究之主題,並且以滿20歲以上的國人作為我們探討研究之對象,以發放問卷及以SPSS線性回歸分析方式進行研究,得到以下結論:

一般大眾在選擇投資金融商品時會考量多項因素,其中利率的高低最為重視,對於金融商品之促銷活動及親朋好友的理財方式則較不重視。

因利率下降,投資者在投資商品時多為股票、保單,對於目前新推出的保本型保單,已廣泛的被消費者接受,且一般大眾對於金融商品風險高者都較為趨避。

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以上就是本文.......先謝謝了

2 Answers

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  • 2 decades ago
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    Summary

    Face the bank interest rate to all the way lower contiguously,the wealth accumulation also becomes not easy, so descends to has to the investment and finance behavior of the people to the bank interest rate what topic of the research conduct and actions this special subject research of influence, and is the object that we inquire into the research with the full people over 20 years of age, to issue the questionnaire and returns to return the analytical way to carry on the research with the SPSS line, get to draw a conclusion:

    General public while choosing to invest the financial merchandise will consider several factor, among them interest rate of high and low most in order to value, then do not value more for the promotion activity of the financial merchandise and the finance mangaing method of the friend.

    Because the interest rate descends, the investor has another while investing merchandise is a stock,insurance policy, currently for lately- announced protect this type of insurance policy, already extensive of is accepted by the consumer, and generally the financial merchandise risk for the public is high all compare for tend to avoid.

  • 2 decades ago

    Lasting all the way in the face of the bank rate to drop, wealth accumulation is difficult, the behavior has studying the theme as this case study of any influence to direct against the bank rate and drop the investment in compatriots and manage money matters, discuss target that study with compatriot of full 20 as us, by granting the questionnaire and analysing with the linear return of SPSS that the way carries on research , get the following conclusion:

    General masses will consider multiple factors while choosing to invest in the financial goods, among them the level of the interest rate is paid attention to most, does not pay attention to advertising campaign and the ways to manage money of relatives and friends of the financial goods.

    Because the interest rate drops, investors are mostly stocks , insurance policies while investing in the goods, to the breaking even type insurance policy that is introduced newly at present, the already extensive one is accepted by consumers, and general masses all comparatively walk quickly and keep away to the high one of financial goods risk.

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