Anonymous
Anonymous asked in 藝術與人文詩詞與文學 · 1 decade ago

英文的問題

What are the advantages and disadvantages of using creadit cards?

請問有人可以回答這個問題嗎?

用英文

3 Answers

Rating
  • Anonymous
    1 decade ago
    Best Answer

    這是我查到的資料(看不懂@.@所以就全部抓了)希望你看得懂

    Advantages and Disadvantages

    Click here to discover the best UK credit cards...

    Featured Sites:

    Morgan Stanley Platinum

    Apply for your Morgan Stanley Platinum Card and enjoy the rewards of up to 2% Cashback until 1st May 2005 and up to 1% Cashback Bonus™ award thereafter with one of the UK's best cashback rewards.† Pay just 5.9% p.a. on all balance transfers for the life of balance for transfers made before 1st Aug 2005. Typical 15.90%APR (variable).

    Virgin Credit Card

    Pick from a range of card benefits, designs and interest rate set-ups. You can choose from one of their 'to go' cards, offering 0% pa balance transfer rate for 9 months with a Typical 15.90%APR (variable) on card purchases. Alternatively, you can use their simple wizard to work out the best card set up for you.

    --------------------------------------------------------------------------------

    advantages

    cheaper for short term borrowing: credit cards can be cheaper than a personal loan for short term borrowing - interest is only paid on the remaining debt, not the full loan amount.

    greater flexibility: you only need to pay a minimum amount each month or you can pay up to the total outstanding amount.

    no redemption penalties: paying off a loan early can result in redemption penalties.

    interest free credit period: typically, up to 56 days interest free credit can be obtained.

    remote purchasing: enables you to purchase products and services remotely via the internet or phone.

    additional benefits: many cards offer additional benefits such as additional insurance cover on purchases, cash back, air miles and discounts on holidays.

    disadvantages

    expensive cash withdrawals: withdrawing cash from a cashpoint can be very expensive.

    insufficient credit limit: you may not be able to obtain as much credit as you want.

    easier to get into debt: can encourage the purchasing of goods and services you cannot really afford; supports a 'buy now, worry later' mentality.

    open to fraudulent use: using a credit card, especially remotely, introduces an element of risk as the card details may fall into the wrong hands resulting in fraudulent purchases on the card. [more on fraud]

    希望對你有幫助喔

    詳細資料:http://www.aboutcreditcards.co.uk/pros.htm

  • kagome
    Lv 4
    1 decade ago

    這樣子不行歐~essay要自己寫歐

  • 凱凱
    Lv 6
    1 decade ago

    The advantage side is you dun have to take too much money and almost work all over the world.

    Disadvantage side is people are greedy.

    They will let money fly as soon as possible.

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