Don't you love it when people that have no idea what they are saying actually answer your questions with the wrong answers???? LOL!!!!
Anyway...yes...you could possibly still get a loan with the situation that you have described. Along with all the other mortgage products that have been descibed here by those who know what they are talking about, there is also another type of documentation called "NINJA". This stands for...now get this...."No Income, No Job, No Assets".
Of course with all these types of loans you need to show the bank that you are able to repay the loan and in this case you would do this with a very good credit score.
My company actually specializes in odd loan types like these. If you would like to talk further, feel free to contact me at timothy.kazee@americanhm .com and we can talk.
I am a Residential Mortgage Specialist