When to use a web design template?

So we're having a little debate at work, can you help? Some of us agree that it is OK to use a pre-made template (Flash, Dreamweaver, etc), and then make it our own. Some think that you must start from scratch on a design in order for it to truly be yours. What do you think? Is it cheating to go... show more So we're having a little debate at work, can you help?

Some of us agree that it is OK to use a pre-made template (Flash, Dreamweaver, etc), and then make it our own. Some think that you must start from scratch on a design in order for it to truly be yours.

What do you think? Is it cheating to go ahead & have a designed template, then modify it - or do you think it's necessary to ALWAYS start from scratch?

I got $$ riding on this one! Thanks!!
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