• Student loan co-signer question?

    I’ve done community college for a year and a half after this coming fall. I’m trying to transfer to a four year college in the spring. I’m going to have to take out a student loan with my parents co signing i would take out a loan for two years 49,000 total but 24,000 per year. My parents credit score isn’t bad... show more
    I’ve done community college for a year and a half after this coming fall. I’m trying to transfer to a four year college in the spring. I’m going to have to take out a student loan with my parents co signing i would take out a loan for two years 49,000 total but 24,000 per year. My parents credit score isn’t bad it’s pretty decent but my parents do have two car loans and a boat loan. I’m unsure of how much they still owe. I’m just wondering if They would be denied to co-sign me I would try to take a loan from a bank. Do you think I’d be denied how does this really work?
    5 answers · 1 day ago
  • I am 257,000 dollars in student debt, how in the world am I going to pay this off?

    I am a recent graduate from Stanford and have racked up the said amount. I am very stressed out about this because I know I'm probably never going to pay this back. Yes I know it's a ridiculous amount of student debt, but I can't give you a good reason why it's so high other than I was stupid with... show more
    I am a recent graduate from Stanford and have racked up the said amount. I am very stressed out about this because I know I'm probably never going to pay this back. Yes I know it's a ridiculous amount of student debt, but I can't give you a good reason why it's so high other than I was stupid with my financial aid. If I make monthly payments for a while which I intend on doing can I get the rest forgiven?
    14 answers · 5 days ago
  • Will having a ged affect applying for financial aid?

    Best answer: No. Federal regulations require that the student have a high school diploma or the equivalent in order to be eligible for aid, but whether you have a diploma or some other type of credential (such as a GED) does not affect the amount of aid you receive in any way.
    Best answer: No. Federal regulations require that the student have a high school diploma or the equivalent in order to be eligible for aid, but whether you have a diploma or some other type of credential (such as a GED) does not affect the amount of aid you receive in any way.
    4 answers · 1 day ago
  • I am not eligible for medicaid , will i still get subsidized insurance based on my income or not?

    I am a college student and live on my own and i work part time and make only 28,000 a year or even less sometimes .. I tried to apply for medicaid but they said i make too much to be eligible and thus I do not have any insurance . If i apply for private health insurance will i get it cheaper based on my income or... show more
    I am a college student and live on my own and i work part time and make only 28,000 a year or even less sometimes .. I tried to apply for medicaid but they said i make too much to be eligible and thus I do not have any insurance . If i apply for private health insurance will i get it cheaper based on my income or how does that work.
    4 answers · 4 days ago
  • Would I be considered Dependant or Independent for Financial Aid under these Circumstances?

    I'm going to a University away from the home my parents live (living with 5 other roommates). My parents don't support me financially. I have no source of income and plan on paying for school via financial aid and Student Loans. I'm currently 19 years old and in the past, (when I was in community... show more
    I'm going to a University away from the home my parents live (living with 5 other roommates). My parents don't support me financially. I have no source of income and plan on paying for school via financial aid and Student Loans. I'm currently 19 years old and in the past, (when I was in community college) I filed as a dependent since I lived with my parents.
    4 answers · 5 days ago
  • Should I just not go to college at all?

    So I graduated from high school and got a full ride scholarship to a community college based on my high school gpa. The scholarship is a last dollar scholarship meaning whatever financial aid doesn’t cover the scholarship would pay for the remainder of tuition and books. I’m at the Fafsa verification process which... show more
    So I graduated from high school and got a full ride scholarship to a community college based on my high school gpa. The scholarship is a last dollar scholarship meaning whatever financial aid doesn’t cover the scholarship would pay for the remainder of tuition and books. I’m at the Fafsa verification process which means I have to verify things in order to process my financial aid and use the scholarship this upcoming fall semester. I got everything for the verification process but one thing. One of my parents are on social security income so I have to bring the financial aid office the social security letter but that parent has gotten social security for over 10 years so we can’t find the letter and we don’t remember there being a letter. Would social security have this letter or documentation some where. Worse case scenario if I have to end up paying out of pocket, then I just won’t go to college, I have other responsibilities that require my money and I’m not even sure of college. I’m only going cuz I was offered the scholarship.
    4 answers · 5 days ago
  • I have life scholarship and pell grant but I’m still short $2000 for my college tuition. I can’t afford to pay. Any advice other than loans?

    Best answer: How many scholarships have you applied for? There are hundreds. Keep applying to more and more every day until you get all the money you need.

    Go here to see all scholarships: https://www.fastweb.com/
    Best answer: How many scholarships have you applied for? There are hundreds. Keep applying to more and more every day until you get all the money you need.

    Go here to see all scholarships: https://www.fastweb.com/
    7 answers · 2 weeks ago
  • College Loan issues.?

    So, I have an outstanding debt of 2100 dollars with my old college, it is not loan debt, I ve been paying it off over a couple years so I can re attend and finish my degree. However, I cannot apply for Financial aid to cover it, or FAFSA because I have to be enrolled. Is there a way to overcome this so I can attend... show more
    So, I have an outstanding debt of 2100 dollars with my old college, it is not loan debt, I ve been paying it off over a couple years so I can re attend and finish my degree. However, I cannot apply for Financial aid to cover it, or FAFSA because I have to be enrolled. Is there a way to overcome this so I can attend in the following spring or fall semester? AKA take out a personal loan, pay off student debt, apply for financial aid/FAFSA to cover the personal loan? Or any other options? I m just trying to be efficient so I can attend as soon as possible.
    5 answers · 1 week ago
  • Do I have to pay on a previous student loan after returning to college after nine years off?

    Long story short, I completed my first year and a half of college nine years ago. After that I decided to take some time off, which ended up being almost nine years. I had taken out two loans for the first go (I believe one was the Stafford). After being out of school, my student loan provider started collecting... show more
    Long story short, I completed my first year and a half of college nine years ago. After that I decided to take some time off, which ended up being almost nine years. I had taken out two loans for the first go (I believe one was the Stafford). After being out of school, my student loan provider started collecting payments on those loans. Unfortunately, the loans went into default. I started making some payments just a year or two ago in an attempt to get those loans back into good standing because I expressed interest in returning to college. A year ago, I made up my mind to go back and start back up at a community college for the fall of 2017. My loans were in good standing as of August of 2017 and I was able to qualify for financial aid and received an award from TAP for both semesters last year. My last payment on the loans was in August of 2017. Anyway, I'm now questioning if I should have been paying on these loans while I was in school this second time around to prevent them from defaulting again. I have another semester coming up and I'm hoping to get financial aid again but I know you can't if you have a defaulted loan. Does anyone know how it works if you go back to school years later and you still owe on a previous loan? Since returning to school all these years later full-time, would i not be responsible for making payments on that old loan until I graduate since I'm back in college?
    5 answers · 3 weeks ago
  • Do I qualify for in-state tuition if my parents don t live there?

    My boyfriend and I will be moving to another state with his parents soon and I plan to attend college there. My parents have never lived there, will I be able to get in-state tuition or do my parents have to live there too?
    My boyfriend and I will be moving to another state with his parents soon and I plan to attend college there. My parents have never lived there, will I be able to get in-state tuition or do my parents have to live there too?
    6 answers · 3 weeks ago
  • How should I pay for college? (need advice)?

    Best answer: We make a lot more than 70,000 Annually. Amd my kids got government student loans and finanacial aid. So you work for a year. How much can you make. You need to go four years. So four years of tuiton, fees, and books. One year off isn’t going to pay for all that. It is unfortunate that most students do need to... show more
    Best answer: We make a lot more than 70,000 Annually. Amd my kids got government student loans and finanacial aid.

    So you work for a year. How much can you make. You need to go four years. So four years of tuiton, fees, and books. One year off isn’t going to pay for all that.

    It is unfortunate that most students do need to take out student loans

    https://www.hesc.ny.gov/pay-for-college/...
    4 answers · 3 weeks ago
  • Hi, I am an athlete that got a college scholarship for basketball. My question is if I can still work and earn if I am on a scholarship?

    Best answer: NCAA rules state that scholarship athletes can't work while their sport is in season. You can work in the summer, but you need to get permission from both the NCAA and from your school before you do so.
    Best answer: NCAA rules state that scholarship athletes can't work while their sport is in season. You can work in the summer, but you need to get permission from both the NCAA and from your school before you do so.
    5 answers · 4 weeks ago
  • Can I get financial aid (not student loan) for masters degree?

    Best answer: Yes, . you can become graduate teaching assistant or research assistant, but the source of your wages can be from both the federal government finding the University OR college OR from grants to SPECIFIC faculty members a that are on your thesis committee. or... show more
    Best answer: Yes, . you can become graduate teaching assistant or research assistant, but the source of your wages can be from both the federal government finding the University OR college OR from grants to SPECIFIC faculty members a that are on your thesis committee. or who advise you for a NON-thesis master's degree..

    Many master's degrees now REQUIRE one or more internships, paid AND UNPAID as well.

    LOTs of graduate students become graduate teaching assistants or research assistants. Some people are "permanently employed AS research assistants.even after the finish their master's degree.You HAVE to apply for the job as GTA with the university.
    6 answers · 4 weeks ago
  • Is FAFSA still free at age 24?

    I read somewhere that it's limited to age/or cant get financial aid when 24 is that true? What does this mean exactly? "Undergraduate students who are under age 24 as of December 31 of the award year are considered to be dependent for federal student aid purposes unless they are married, have dependents... show more
    I read somewhere that it's limited to age/or cant get financial aid when 24 is that true? What does this mean exactly? "Undergraduate students who are under age 24 as of December 31 of the award year are considered to be dependent for federal student aid purposes unless they are married, have dependents other than a spouse, are an orphan, are a veteran or active duty member of the US Armed Forces or satisfy other very limited criteria." Edit: If I'm just misunderstanding then can i give it go to college? Though honestly it feels late for me :/. Everyone acquaintance ahead of the curve, and I'd feel to ashamed to attend a high school reunion lol
    6 answers · 1 month ago
  • Why do people tell poor people to work hard and they will succeed?

    Best answer: Very few people are successful without working hard, but it depends on what you work hard at. Someone who breaks rocks in the hot sun all day for 50 years definitely could say he worked hard, but if breaking rocks is all he ever does, he's never going to be anything but tired and poor. It's not so much... show more
    Best answer: Very few people are successful without working hard, but it depends on what you work hard at. Someone who breaks rocks in the hot sun all day for 50 years definitely could say he worked hard, but if breaking rocks is all he ever does, he's never going to be anything but tired and poor. It's not so much a matter of working hard, but working hard on a plan that moves you from A to B. Yes, there are some people who take advantage of opportunities like generational wealth and social connections. But the vast majority of people who are successful get that way because they set a goal, make a plan, and work hard to accomplish it. You're on the right track by choosing an occupation that generally pays well and getting the education you need to enter that profession. But you might want to consider slowing down a bit. It may mean that it takes you a little longer to reach your goal, but overwork, lack of sleep and lack of food can lead to a breakdown and that will set you back even more. So, talk to your school's financial aid staff, academic counselors, and possibly their social counselors. You might be surprised at the resources available to you that you didn't know were there. There may be an appeals process that could result in some more grant aid for you. Or your academic counselor might have some advice about modifying your schedule. Or the social counselors might have some information about how you can get help with things like food. Many schools are aware that students go hungry for lack of money, so many now have food pantries or meal vouchers than can help. Often the staff isn't aware of how a student is struggling until someone tells them, so by all means speak up. Another hallmark of successful people is that they make others aware of what they need, use networks, and take advantage of opportunities that come their way. Good luck!
    4 answers · 1 month ago