• Is it quite possible for an addict to waste £13,000 out of a £50,000 inheritance on crack and booze cos i don't think it is?

    Best answer: I am surprised the whole lot hasn't gone.

    There have been rockstars and businessmen who have wasted MILLIONS on addiction. 13 grand? That's nothing. That could be gone in a weekend.
    Best answer: I am surprised the whole lot hasn't gone.

    There have been rockstars and businessmen who have wasted MILLIONS on addiction. 13 grand? That's nothing. That could be gone in a weekend.
    16 answers · 13 hours ago
  • Do you perfer to pay with cash, Debit or credit?

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    82 answers · 5 days ago
  • What is some advice on saving?

    i just moved to nevada with my boyfriend two months ago. We are staying with his dad rent free, for 6 months until his dad moves out of state and is buying us a condo. I work full time as a host plus tips so my paychecks are usually 400-500 and up every two weeks. I have no bills or rent besides phone bill which is... show more
    i just moved to nevada with my boyfriend two months ago. We are staying with his dad rent free, for 6 months until his dad moves out of state and is buying us a condo. I work full time as a host plus tips so my paychecks are usually 400-500 and up every two weeks. I have no bills or rent besides phone bill which is 50 a month. I am always wanting to spend when i get paid, even if its on food or makeup or something simple. How do i break that urge and save it all? even if its in my savings i transfer it to my checking and use it
    15 answers · 2 days ago
  • Do you think 100,000 dollars can be eligible for retirement?

    Do you think people will retire if they have a 100,000 in a account.
    Do you think people will retire if they have a 100,000 in a account.
    17 answers · 1 day ago
  • Do you think a million dollars can be eligible for retirement?

    If someone has a million dollars do you think that will be eligible for retirement?
    If someone has a million dollars do you think that will be eligible for retirement?
    14 answers · 1 day ago
  • Would I qualify for a home loan?

    Best answer: Debt to income 38% before the house payment... NO. Including the house payment, yes. Credit scores are fine - BK 4 years ago is okay for VA, or FHA but not conventional.. need 5 years from date of discharge.
    Best answer: Debt to income 38% before the house payment... NO. Including the house payment, yes. Credit scores are fine - BK 4 years ago is okay for VA, or FHA but not conventional.. need 5 years from date of discharge.
    8 answers · 5 hours ago
  • How does a savings account work?

    Best answer: Most probably it can. The point of a savings account is that you leave money in there to build up interest. You will notice that they are all advertised with an interest rate - this is how much you will get each year just for leaving the money there. The bank can use your money to invest, lend out, one way or... show more
    Best answer: Most probably it can.

    The point of a savings account is that you leave money in there to build up interest. You will notice that they are all advertised with an interest rate - this is how much you will get each year just for leaving the money there. The bank can use your money to invest, lend out, one way or another they make more money with it - and they pay some of that to you. Interest rates aren't good these days but they aren't zero! A savings account isn't meant for regular use (that's what current accounts are for, and the kind of youth account you can get that comes with a debit card), it's meant for just leaving your savings in. And because it pays interest, every year or maybe more often, you'll find extra money just arrives in it.

    You might be asked when you open the account if you want the interest added to the account or paid out to you. Go for having it added to the account - then you get interest on the interest!

    There are various kinds - what you want is an instant access savings account. Then you can get at that whenever you like. It's also the only kind that will accept this kind of payment in. There are others that pay more interest and the price you pay for that is you can't get at your money instantly. That's really for when you already have money saved up and can afford to put a lump sum away and know you won't need it for X years. Not what you want now!

    And because you have to ask the bank to get money out, you can't possibly take out more than you have, so it's safe for them to let you have one when you're under 18.

    So you need an instant access account. It's possible to pay directly into one of those, though some might say no. Ask the bank before opening the account if they accept this and how to do it.

    With some banks, the account will have a sort code that looks like 99-99-99 and an 8 digit account number. This is the standard format of UK bank account numbers and that's the information anyone needs to be able to pay electronically into it. Others use their own account numbering system and for someone to pay directly into your savings account with them, they need to know the bank's sort code and account number (which they will tell you), and then give your account number as the "reference".

    For an example, my Instant access savings account is with Skipton Building Society because it has a good rate of interest on it. To pay money into that from another account using online banking, it's the second kind - I've got to give three numbers, Skipton's sort code and account number and my own 9-digit Skipton account number, and the money gets through. Anyone else could do that if I gave them the three numbers. (Yes, it's a building society, technically not a bank, but you can ignore the difference - it's somewhere you can save with and that's all we really need to know.)

    You'll probably need a parent to be able to set the account up, but once that's done, it's yours and you can operate it yourself.
    7 answers · 3 days ago
  • Are large direct deposits automatically cleared ?

    If I recieve a large amount of money through Direct Deposit (eg. 25,000), Are the funds instantly availiable ? OR Is there a waiting period like a standard check ? The issuer is a insurance company in the same state as me.
    If I recieve a large amount of money through Direct Deposit (eg. 25,000), Are the funds instantly availiable ? OR Is there a waiting period like a standard check ? The issuer is a insurance company in the same state as me.
    7 answers · 6 hours ago
  • How do people retire and survive with no retirement savings.?

    So I live in an affluent area of the country-Long Island. Most of our friends- in their late 50's are very prepared for retirement financially- 401'ks etc.... I'm no where near ready and prepared to work as long as I can- but still I'm better off then many people. The question- what do the folks... show more
    So I live in an affluent area of the country-Long Island. Most of our friends- in their late 50's are very prepared for retirement financially- 401'ks etc.... I'm no where near ready and prepared to work as long as I can- but still I'm better off then many people. The question- what do the folks with noo retirement do- in your opinion.- Can one survive on social security. I find if funny when you tell someone you have $500,000 set aside for retirement and they tell you that is not even close to enough.
    23 answers · 4 days ago
  • Why do conservatives act like only Democrats go on welfare?

    Conservatives use welfare too. It's not just Democrats.
    Conservatives use welfare too. It's not just Democrats.
    7 answers · 16 hours ago
  • How to make $200 by tomorrow?

    I m in a rough spot, I need $200 by tomorrow. How could I make that much money that fast? I don t care if it s legal or illegal just help.
    I m in a rough spot, I need $200 by tomorrow. How could I make that much money that fast? I don t care if it s legal or illegal just help.
    11 answers · 3 days ago