• A hit and run driver caused me neck pain, gas leak and dented front end. I have un insured motorist insurance but is it worth filing claim?

    I have health insurance to cover my medical expenses but my girlfriend doesnt, she was in the hit and run as well.
    I have health insurance to cover my medical expenses but my girlfriend doesnt, she was in the hit and run as well.
    7 answers · 1 day ago
  • Am I required to tell a roofer that insurance is paying to replace the roof vs paying for it out of pocket?

    I ve noticed that when I show the roofer my insurance papers the quote for the roof is magically just over the amount my insurance pays and, when I don t show the papers and say I m paying out of pocket, the quote is very affordable and well under the insurance payout. Seems pretty shady to me.
    I ve noticed that when I show the roofer my insurance papers the quote for the roof is magically just over the amount my insurance pays and, when I don t show the papers and say I m paying out of pocket, the quote is very affordable and well under the insurance payout. Seems pretty shady to me.
    8 answers · 18 hours ago
  • Do health premiums go up if an employees spouse gets large treatments for things such as cancer?

    I know a person who was told their health insurances premiums went up because an employees wife was sick and had to get treatments for her cancer. He told me his whole company knew but his HR told him that was the reason. Can anyone help? I found this extremely unethical.
    I know a person who was told their health insurances premiums went up because an employees wife was sick and had to get treatments for her cancer. He told me his whole company knew but his HR told him that was the reason. Can anyone help? I found this extremely unethical.
    13 answers · 5 days ago
  • Benefit form help???????

    I'm signing forms for my benefits for work. It asks " how many hours I work per week" does it mean how many hours I work in 1 week?? Or every 2 weeks???
    I'm signing forms for my benefits for work. It asks " how many hours I work per week" does it mean how many hours I work in 1 week?? Or every 2 weeks???
    11 answers · 6 days ago
  • What difference is it making if I claim a windshield?

    So we just had a hail storm in Colorado Springs and my windshield got hit by a grapefruit sized ice ball. This is my first time in ten years with USAA making a claim and I have a $500 deductible. So what difference is it making if the windshield repair is $220 if I pay out of pocket or claim it through insurance if... show more
    So we just had a hail storm in Colorado Springs and my windshield got hit by a grapefruit sized ice ball. This is my first time in ten years with USAA making a claim and I have a $500 deductible. So what difference is it making if the windshield repair is $220 if I pay out of pocket or claim it through insurance if either way I m paying $220? Lets say I make a claim a week from now for a $1500 repair, will I only pay $280 and insurance covers rest? If that is the case, how long till the deductible resets? Every time the policy renews?
    20 answers · 1 week ago
  • Becky’s comprehensive major medical health insurance plan at work has a deductible of $750.?

    The policy pays 85 percent of any amount above the deductible. While on a hiking trip, Becky contracted a rare bacterial disease. Her medical costs for treatment, including medicines, tests, and a six-day hospital stay, totaled $8,893. A friend told her that she would have paid less if she had a policy with a... show more
    The policy pays 85 percent of any amount above the deductible. While on a hiking trip, Becky contracted a rare bacterial disease. Her medical costs for treatment, including medicines, tests, and a six-day hospital stay, totaled $8,893. A friend told her that she would have paid less if she had a policy with a stop-loss feature that capped her out-of-pocket expenses at $3,000.
    3 answers · 2 days ago
  • Why is my insurance showing as inactive?

    Best answer: Did your dad's insurance change so that your doctors are no longer on the plan? Did the doctors change what coverage they accept? Did your dad drop your coverage? Are you sure that you are providing the doctor's office the correct information? Is there an error that dad needs to fix? It's one of those... show more
    Best answer: Did your dad's insurance change so that your doctors are no longer on the plan?
    Did the doctors change what coverage they accept?
    Did your dad drop your coverage?
    Are you sure that you are providing the doctor's office the correct information?
    Is there an error that dad needs to fix?

    It's one of those situations... figure out which one.
    Good luck.
    9 answers · 7 days ago
  • Health insurance.. Medicaid in KY?

    Best answer: *losing I don't think one has anything to do with the other but I'm only applying logic to this, not actual experience. Since you added him to yours, that coverage should be effective immediately, since presumably you're being charged for it beginning when you called. Once he receives the cards he can... show more
    Best answer: *losing
    I don't think one has anything to do with the other but I'm only applying logic to this, not actual experience.
    Since you added him to yours, that coverage should be effective immediately, since presumably you're being charged for it beginning when you called. Once he receives the cards he can start using them.
    The other insurance being canceled is the responsibility of his former employer; your husband's only responsibility is presenting the correct insurance cards when he is seeking medical treatment so that the correct insurance company is billed.
    6 answers · 7 days ago
  • Car insurance.?

    So I'm 18 trying to buy a car. Insurance quotes even for state minimum are ranging at least 5k for a six month policy! Is there a way to get around this! Possibly put it In a parents name and then pay insurance under their policy?
    So I'm 18 trying to buy a car. Insurance quotes even for state minimum are ranging at least 5k for a six month policy! Is there a way to get around this! Possibly put it In a parents name and then pay insurance under their policy?
    24 answers · 2 weeks ago
  • Health Ins Help?

    Cigna Healthcare · Cigna Connect 200-4 Silver Plan type: EPO Plan ID: 99248TN0060014 OR BlueCross BlueShield of Tennessee · Silver S04S, Network S Silver PPO National provider network Plan ID: 14002TN0330240 If you know the difference, would you advise me which one would be best? sorry for not giving further... show more
    Cigna Healthcare · Cigna Connect 200-4 Silver Plan type: EPO Plan ID: 99248TN0060014 OR BlueCross BlueShield of Tennessee · Silver S04S, Network S Silver PPO National provider network Plan ID: 14002TN0330240 If you know the difference, would you advise me which one would be best? sorry for not giving further details yahoo wouldnt let me post the question
    5 answers · 1 week ago
  • What is cheap health insurance for a college student in Maine?

    Title says it all. I was under my father s Mainecare. I turned 21 and need to get my own health insurance. If I dont my college will force me to buy theirs which is $1800 for both semesters. Is there anything cheaper out there?? I don t smoke and am healthy.
    Title says it all. I was under my father s Mainecare. I turned 21 and need to get my own health insurance. If I dont my college will force me to buy theirs which is $1800 for both semesters. Is there anything cheaper out there?? I don t smoke and am healthy.
    10 answers · 2 weeks ago
  • Copayment for a check up?

    My son’s doctor is out of network. He has a check up and is getting shots as well. I was told by his health insurance that they’ll cover it. It is when he gets sick that they will not. Is this right? Is it like this for most insurance companies? Just want to see if anyone has experienced this. If you have, did you... show more
    My son’s doctor is out of network. He has a check up and is getting shots as well. I was told by his health insurance that they’ll cover it. It is when he gets sick that they will not. Is this right? Is it like this for most insurance companies? Just want to see if anyone has experienced this. If you have, did you pay for the office visit. I know I can just call again but I want to know what others say.
    12 answers · 2 weeks ago
  • Can I use culinary health fund as my primary and secondary for double insurance coverage?

    I live in Nevada. I’m under my moms insurance which is Culinary, however I work in a Culinary union job and I can get my own coverage plan also. For example when I want to go to the doctor can I get double coverage with the same insurance if I were to get braces? I would put my moms culinary for primary and my own... show more
    I live in Nevada. I’m under my moms insurance which is Culinary, however I work in a Culinary union job and I can get my own coverage plan also. For example when I want to go to the doctor can I get double coverage with the same insurance if I were to get braces? I would put my moms culinary for primary and my own culinary for secondary???
    8 answers · 2 weeks ago
  • Primary and Secondary Insurance?

    Best answer: You're right; they're wrong -- unless the secondary is medicaid. Providers that don't accept medicaid aren't allowed to treat medicaid patients, even if they are willing to pay out of pocket. If you have medicaid and the doctor or facility doesn't accept medicaid, then the only way around it... show more
    Best answer: You're right; they're wrong -- unless the secondary is medicaid. Providers that don't accept medicaid aren't allowed to treat medicaid patients, even if they are willing to pay out of pocket. If you have medicaid and the doctor or facility doesn't accept medicaid, then the only way around it is to cancel your medicaid.

    If your secondary is not medicaid, then there is no problem; you just use only your primary, the same as if it was your only insurance, and pay whatever you would have paid if the primary was your only insurance, and you didn't have a secondary.
    6 answers · 2 weeks ago
  • Best realible and affordable health insurance coverage in NY?

    I’m turning 34 this month and starting to work. making an average of $450 weekly. I want to get the cheapest health insurance coverage to avoid being penalized when filing my taxes. My employer offers dental care and optical care coverage. But I want to look for other cheap alternatives out there as long as I don’t... show more
    I’m turning 34 this month and starting to work. making an average of $450 weekly. I want to get the cheapest health insurance coverage to avoid being penalized when filing my taxes. My employer offers dental care and optical care coverage. But I want to look for other cheap alternatives out there as long as I don’t get penalized.
    5 answers · 2 weeks ago