• If someone is on an advantage medicare plan is it free for their medications?

    I know someone who just switched over to AARP senior advantage who is taking 3 medications. He said he hasn't had to pay anything for them. He also said he can spend $60.00 per month for OTC meds they pay for. On guy on line wrote he's taking 8 medications and doesn't have to pay anything for them. I... show more
    I know someone who just switched over to AARP senior advantage who is taking 3 medications. He said he hasn't had to pay anything for them. He also said he can spend $60.00 per month for OTC meds they pay for. On guy on line wrote he's taking 8 medications and doesn't have to pay anything for them. I have a medigap & need this due to traveling to different states to visit my family & grandchildren. But medications sure aren't free. Far from it.
    19 answers · 3 days ago
  • How late do insurance agents work?

    Best answer: Same as Realtors, no they don't work until 12am.
    Right next Q ????
    Best answer: Same as Realtors, no they don't work until 12am.
    Right next Q ????
    9 answers · 3 days ago
  • Do insurance agents have to work nights and weekends?

    Best answer: You have to work when clients are available, so yes.
    Best answer: You have to work when clients are available, so yes.
    9 answers · 4 days ago
  • Could I go for a skin cancer screening and, if I have skin cancer, then get medical insurance or would they deny me?

    Best answer: No. If you go for the screening and they find skin cancers, that is pre-existing condition. You pay out of pocket for any treatments.
    Best answer: No. If you go for the screening and they find skin cancers, that is pre-existing condition. You pay out of pocket for any treatments.
    12 answers · 7 days ago
  • High Out-of Pocket for a Simple X-Ray?

    I have an 80/20 plan. My son had a wrist pain and our PCP suggested to get an xray done. I have got an x-ray bill and I have to now pay some $500. The x-ray rates are atrocious (something like $300 for wrist xray) , $300 for elbow etc. so my insurance will pay some $100 and I will have to pay the rest (I have... show more
    I have an 80/20 plan. My son had a wrist pain and our PCP suggested to get an xray done. I have got an x-ray bill and I have to now pay some $500. The x-ray rates are atrocious (something like $300 for wrist xray) , $300 for elbow etc. so my insurance will pay some $100 and I will have to pay the rest (I have $500 individual deductible). Is there a way that I can negotiate with the provider to get it down. I feel the charges are ridiculous. Note: I will definitely not qualify for the assistance etc.
    5 answers · 13 hours ago
  • What are the health risks with insulation?

    Bear with me. Let's say you have a 10 x 10 4" deep "hole" in your back yard and it gets filled in with old Sheetrock and old insulation. (yes seriously) What are the health risks with this?
    Bear with me. Let's say you have a 10 x 10 4" deep "hole" in your back yard and it gets filled in with old Sheetrock and old insulation. (yes seriously) What are the health risks with this?
    5 answers · 15 hours ago
  • 17 wondering about Employee Medicare?

    I m 17 years old and saw I m getting taxed for Employee Medicare. I was wondering if is is a health care plan. If it is, I would like to know if I can opt out of the payment because I am a dependent on my parent s health care plan.
    I m 17 years old and saw I m getting taxed for Employee Medicare. I was wondering if is is a health care plan. If it is, I would like to know if I can opt out of the payment because I am a dependent on my parent s health care plan.
    14 answers · 6 days ago
  • If you’re an independent contractor, how do you afford health insurance?

    Best answer: By making more money being self-employed than I would if I were an employee; and by the insurance premiums being tax deductible. If your business isn't making enough to make it worthwhile, then you may wish to consider whether you'd better off as someone else's employee. Or you need to figure out how... show more
    Best answer: By making more money being self-employed than I would if I were an employee; and by the insurance premiums being tax deductible.

    If your business isn't making enough to make it worthwhile, then you may wish to consider whether you'd better off as someone else's employee. Or you need to figure out how to make your business more profitable.
    6 answers · 3 days ago
  • Wouldn't a retired nurse choose the very best medigap plan through experience?

    Best answer: What does nursing have to do with Health Insurance? Just because she is a good nurse doesn't mean she appropriately comprehends the financial risks of going uninsured. I assume at least 20% of requests on sites like GoFundMe are fraudulent anyway...maybe she does have coverage and is just trying to raise... show more
    Best answer: What does nursing have to do with Health Insurance? Just because she is a good nurse doesn't mean she appropriately comprehends the financial risks of going uninsured.

    I assume at least 20% of requests on sites like GoFundMe are fraudulent anyway...maybe she does have coverage and is just trying to raise some extra cash.
    11 answers · 1 week ago
  • Will my parents be notified if I use our families insurance to see a therapist?

    I'm going through a lot turmoil in my life and after talking to some friends, I decided that I want to try seeing a therapist to try and see if that would help me though this difficult time that I'm having. I can't afford to pay full price but heard from a friend that you can use your health insurance... show more
    I'm going through a lot turmoil in my life and after talking to some friends, I decided that I want to try seeing a therapist to try and see if that would help me though this difficult time that I'm having. I can't afford to pay full price but heard from a friend that you can use your health insurance to help cheapen the cost. The only thing is that I've got another 3 months until my company will start providing me with health insurance and have to use my family's health insurance that my parents run. I'm not quite sure how exactly health insurance works but I really don't want my family to know that I'm seeing a therapist because it's an awkward conversation that I really don't want to have. I'd much rather do this under the radar if I could. My question is that if I use my health insurance that my parents own to go see a therapist, will they be notified in any way? Or would it be wiser to wait 3 months until I acquire my own through my work?--
    9 answers · 5 days ago
  • I need help finding insurance.?

    I just found out that I m pregnant. The insurance I had with my parents just ended and I really don t know what to do. This wasn t planned and I m scared. Neither my or my fiance s job offer insurance. I don t know what to do, I ve looked at Humana and unitedheath but I don t qualify. Please help. What are other... show more
    I just found out that I m pregnant. The insurance I had with my parents just ended and I really don t know what to do. This wasn t planned and I m scared. Neither my or my fiance s job offer insurance. I don t know what to do, I ve looked at Humana and unitedheath but I don t qualify. Please help. What are other companies I could apply for?
    7 answers · 4 days ago
  • I was offered the Cobra Act after I lost my job, but I can’t afford the payment. Is there a way to lower the payment?

    Best answer: https://www.kff.org/other/state-indicator/single-coverage/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D Most people if they never have lost their job and lost their health insurance, have no clue how much your insurance (really) costs, due to most employers pay the... show more
    Best answer: https://www.kff.org/other/state-indicator/single-coverage/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D

    Most people if they never have lost their job and lost their health insurance, have no clue how much your insurance (really) costs, due to most employers pay the majority of the cost. But when you do and if offered Cobra, then you are paying 102% of the cost, (2%) fees and 100% of the premium. But with Cobra, you continue with the (same) insurance, with the same deductible and co-insurance, but now paying full price.

    https://www.healthcare.gov/

    The site (2017) attached only shows for a single person vs a family or a spouse/child which would be much higher. Now if you have 60 days or less from losing your job, then that would qualify you as a "life event" and could go on the exchange (ACA/Obamacare) and may find a health insurance policy for much less. Depending on your income, since on UI, would most likely get a subsidy to help pay for the premium, but after you get another job and depending on your income, most likely would lose the subsidy and have to pay full price.


    One of the downsides of the exchange is that most may have a high deductible, which could be as high as $6,000, (not sure) to reduce the cost of the health insurance, whereas with most employer health insurance the deductibles are usually much lower.


    Now with the ACA, pre existing conditions are covered, as long as you sign up during open enrollment, or a "life event". With a tumor, you either pay for the Cobra, or go to the ACA (if) you still qualify w/in the time frame of losing your job.
    10 answers · 6 days ago
  • Why do some people answering questions in the insurance section of Yahoo Answers appear to have incredibly low intelligence?

    Best answer: Because Verizon doesn't make its users take an IQ test to join this site.
    Best answer: Because Verizon doesn't make its users take an IQ test to join this site.
    9 answers · 6 days ago
  • Does this mean that I won’t be able to continue getting treated for acne since I have what I’m told to be a “pre-existing condition”?

    Best answer: At the moment, due to Obamacare still in place, insurance cannot generally discriminate due to pre existing conditions (that's what the alt-right wants to change). On the other hand what is and isn't actually covered may change due to a different policy. Acne treatments may not be covered if they are not... show more
    Best answer: At the moment, due to Obamacare still in place, insurance cannot generally discriminate due to pre existing conditions (that's what the alt-right wants to change). On the other hand what is and isn't actually covered may change due to a different policy. Acne treatments may not be covered if they are not medically necessary. Generally all insure companies have people you can contact to get clarifications in coverage.
    8 answers · 6 days ago
  • Term Life Ins policy owner/beneficiary, effect me if I choose to rent subsidized apartment housing, State of Virginia.?

    I m low income on SSD (not SSI), I can t afford market rent. I m owner of & been paying on a Term Life policy 13 years on my ex & need the proceeds to pay off bills so I can maintain my regular monthly expenses. My concerns are that if I choose to rent subsidized apartment housing that this policy would be... show more
    I m low income on SSD (not SSI), I can t afford market rent. I m owner of & been paying on a Term Life policy 13 years on my ex & need the proceeds to pay off bills so I can maintain my regular monthly expenses. My concerns are that if I choose to rent subsidized apartment housing that this policy would be considered assets and the rent would go up/ineligable, therefore there wouldn t be a benefit of the proceeds to paying off my bills which would allow me the pleasure of being able to buy necessary needs such as food, meds, clothing etc without having to choose which one I won t be able to afford. Is there a way to benefit from the policy to meet my needs & or not be penalized & still be eligible for subsidized apartment housing?
    6 answers · 4 days ago
  • I'm new to Medicare and have the Innovative Plan F supplement. When I picked up my diabetic test strips at CVS, CVS made me pay 20 percent..?

    Best answer: call anthem and ask. probably has a 20% copay. Did you read your plan booklet?
    Best answer: call anthem and ask. probably has a 20% copay. Did you read your plan booklet?
    3 answers · 4 days ago
  • How to get health insurance soon?

    I am 5 weeks pregnant and need insurance now. The health care insurance enrollment ended now. What other health insurance do you recommend. Thanks!
    I am 5 weeks pregnant and need insurance now. The health care insurance enrollment ended now. What other health insurance do you recommend. Thanks!
    7 answers · 6 days ago
  • I decided to not go with Cobra. What are the alternatives?

    Best answer: Buy your own individual plan. You can buy direct from the insurer, through an agent or through your state's marketplace or healthcare.gov.

    Make sure the special enrollment period doesn't expire before you buy or you won't be able to.
    Best answer: Buy your own individual plan. You can buy direct from the insurer, through an agent or through your state's marketplace or healthcare.gov.

    Make sure the special enrollment period doesn't expire before you buy or you won't be able to.
    5 answers · 5 days ago