• Post Office worker used a cell phone to process my payment. Is this legal?

    I went to the post office to buy stamps and she said I had to pay via credit card, that they do not accept cash. So I gave her a credit card, and instead of having me swipe the machine as I usually do, she took my card and swiped it in what looked like a cell phone. Then she made me sign the phone. I've... show more
    I went to the post office to buy stamps and she said I had to pay via credit card, that they do not accept cash. So I gave her a credit card, and instead of having me swipe the machine as I usually do, she took my card and swiped it in what looked like a cell phone. Then she made me sign the phone. I've tried to contact the Post Office to see if this is some new system, but can't get anywhere. Anyone had this experience?
    12 answers · 6 hours ago
  • How can I get a loan of $10k with a 565 credit score?

    Bank of America won't do personal loans even if I had an 800+ credit score. So where could I get one?
    Bank of America won't do personal loans even if I had an 800+ credit score. So where could I get one?
    8 answers · 2 days ago
  • Why do people with excellent credit still pay high interest rates on credit cards?

    I noticed online that people with excellent credit still end up paying really high rates, why is that? What's the point of a good score if we still pay high interest like people with bad credit?
    I noticed online that people with excellent credit still end up paying really high rates, why is that? What's the point of a good score if we still pay high interest like people with bad credit?
    9 answers · 7 hours ago
  • If I use my credit card to buy stuff online and put in my credit card information, could the person steal my card information?

    Best answer: it is entirely possible, you have no way of knowing if the person handling your purchase is someone with integrity or not, hopefully the company they work for will stand by them and remedy any theft they incur on your card
    Best answer: it is entirely possible, you have no way of knowing if the person handling your purchase is someone with integrity or not, hopefully the company they work for will stand by them and remedy any theft they incur on your card
    8 answers · 3 days ago
  • Is this a scam??

    Best answer: yes! these are often scams based out of India and other overseas countries preying on the financially vulnerable pretending to be the "government grant department". First of all, the government office that issues grants will never call you out of the blue. next, they will never demand payment then and... show more
    Best answer: yes! these are often scams based out of India and other overseas countries preying on the financially vulnerable pretending to be the "government grant department". First of all, the government office that issues grants will never call you out of the blue. next, they will never demand payment then and there. and finally they will not say that payment if any is required by so-called untracable means such as wire transfers, itunes cards, or the like
    17 answers · 4 days ago
  • I was not paid on Black Friday. Is this normal?

    The last few years I worked at Sears, if payday fell in a Black Friday, I was paid. Today, however, I have not. Should I be worried?
    The last few years I worked at Sears, if payday fell in a Black Friday, I was paid. Today, however, I have not. Should I be worried?
    6 answers · 9 hours ago
  • Would it be okay to use someone elses credit score to purchase something online?

    So basically I m trying to buy a pc, but I seen that you could make monthly payments instead. I know I ll be able to make these payments every month, but I lack a credit history to prove it. I was planning on asking my mom if I could use her credit score to make it possible, but then I was wondering if it s... show more
    So basically I m trying to buy a pc, but I seen that you could make monthly payments instead. I know I ll be able to make these payments every month, but I lack a credit history to prove it. I was planning on asking my mom if I could use her credit score to make it possible, but then I was wondering if it s actually legal or not to do so assuming she says yes. I can buy it right now, but would rather not pump 1k if I don t have to.
    7 answers · 1 day ago
  • Is there a legit website for fake id s that accepts credit card?

    I know of a few good websites for fakes but they only accept Bitcoins or Litecoins. I have no idea how either one of those work, I tried to understand but I just dont. Do you know how it works or a website that has an easier method of payment?
    I know of a few good websites for fakes but they only accept Bitcoins or Litecoins. I have no idea how either one of those work, I tried to understand but I just dont. Do you know how it works or a website that has an easier method of payment?
    4 answers · 7 hours ago
  • I've been a victim of fraud and am now in debt what should i do?

    I'm 16 and just got a bank card a week ago. I had no overdraft or anything. Unfortunate i lost my card and my pin was with it. I know it's stupid but i had to remember it. I wasn't ware of me losing it until a few days after, when i checked my online statement and realised that two separate £99... show more
    I'm 16 and just got a bank card a week ago. I had no overdraft or anything. Unfortunate i lost my card and my pin was with it. I know it's stupid but i had to remember it. I wasn't ware of me losing it until a few days after, when i checked my online statement and realised that two separate £99 transactions had been made from my account under direct payment? i also noticed on the same day i had transferred £10 into the account, two transactions had been made at two different petrol stations. I was only aware of this a few days later and contacted the bank i had my card locked, and i asked for a fraud claim to be made but they denied and expect me to somehow pay them back £188. I'm 16, i don't have a car so i have no clue how someone buying £1 petrol turned into £99, and no overdraft. How could the bank allow me to go into debt when i don't have money?
    4 answers · 10 hours ago
  • Can I still get a new library card if I owe money from 2011?

    I owe money from 2012 or 2011 but I think my card expire can I get a new card and take out books?
    I owe money from 2012 or 2011 but I think my card expire can I get a new card and take out books?
    9 answers · 3 days ago
  • Should I pay my department store credit card off in full this month?

    Best answer: Credit card interest is an expensive way to build credit. As long as you pay at least the minimum before payment is due, you get the longevity of active account in good standing. Paying interest does not raise a credit score. If you only paid half, interest charges are the average balance since date of purchase and... show more
    Best answer: Credit card interest is an expensive way to build credit.
    As long as you pay at least the minimum before payment is due, you get the longevity of active account in good standing. Paying interest does not raise a credit score. If you only paid half, interest charges are the average balance since date of purchase and stopping interest takes a couple of months and is a pain in the rump. Any credit score improvement by credit utilization level is temporary only. If you can afford it, your best long term action is paying statement balance in full.
    If you are about to rent an apartment in the next three weeks or apply for credit in some way in the next few weeks, THEN you make a half size payment. The higher score on credit utilization percent is NOT permanent. Longevity of active account in good standing is permanent. Continue to use the card and pay each much as Statement Balance is normally the best plan as it costs no money and still raises your score.

    PS - I have a score that hovers around 800. I made a large purchase and credit score was BEFORE I paid it without interest and my credit score dropped 18 points. The next month, after paying the bill without interest, my score went back up 18 points. Credit utilization level drops (or raises) score for the date they pull the score but has no long term affect.
    14 answers · 5 days ago