• My parents have horrible horrible credit history, and they just put my name as a joint account holder?

    My parents have a horrible credit history, and they just put my name as a joint account holder without telling me. I do not own a personal credit card of any kind yet. Will this affect my future credit history?
    My parents have a horrible credit history, and they just put my name as a joint account holder without telling me. I do not own a personal credit card of any kind yet. Will this affect my future credit history?
    29 answers · 3 days ago
  • Why do some people buy things on credit?

    15 answers · 14 hours ago
  • Pls need help how can I build my credit score the quickest way?

    How can I build my credit score fast? I am trying to sell my home to purchase another home, but the banks won’t approve me because my credit score is only 560 Are there any ways to build a credit score fast?
    How can I build my credit score fast? I am trying to sell my home to purchase another home, but the banks won’t approve me because my credit score is only 560 Are there any ways to build a credit score fast?
    14 answers · 1 day ago
  • Can my daughter take over her car payments to build her credit?

    I got my daughter a car last year under my name. She is paying the monthly payments for it and she hasn’t missed any my question is when she turns 18 can she take over the payments through her own credit to help build it
    I got my daughter a car last year under my name. She is paying the monthly payments for it and she hasn’t missed any my question is when she turns 18 can she take over the payments through her own credit to help build it
    10 answers · 1 day ago
  • In what instances will a credit card company take someone to court for debt?

    Best answer: If you aren't delinquent, they don't care. Make those minimum payments until you die.

    If you cease paying, they will write off the debt as a loss and sell it to a collection agency...they will be the ones to sue you.
    Best answer: If you aren't delinquent, they don't care. Make those minimum payments until you die.

    If you cease paying, they will write off the debt as a loss and sell it to a collection agency...they will be the ones to sue you.
    13 answers · 2 days ago
  • What happens if you accidentally paid the wrong amount for your credit card bill?

    I paid $3000 for my credit card accidentally, when I was only supposed to pay $300 I entered the wrong amount and when I contacted my credit card company they said they will review the refund whether they approve or deny the request. Do you think they will approve or deny it?
    I paid $3000 for my credit card accidentally, when I was only supposed to pay $300 I entered the wrong amount and when I contacted my credit card company they said they will review the refund whether they approve or deny the request. Do you think they will approve or deny it?
    7 answers · 9 hours ago
  • How do i change my credit card #?

    17 answers · 4 days ago
  • Would you give your chiropractor two debit cards in case one is a backup?

    Ok so here s the thing. Ive been seeing a chiropractor for about three weeks. Every 30th of the month I make one payment. I gave them my debit card which they ask for to make the payment. No problem. However they ask for two debit cards for a backup. Now before y all go crazy and start saying it s sketchy or I m... show more
    Ok so here s the thing. Ive been seeing a chiropractor for about three weeks. Every 30th of the month I make one payment. I gave them my debit card which they ask for to make the payment. No problem. However they ask for two debit cards for a backup. Now before y all go crazy and start saying it s sketchy or I m stupid so u can feel smart. I have not given them my cards...so tell me what would you guys do that give two debit card or not
    13 answers · 3 days ago
  • What are ways to build credit?

    13 answers · 5 days ago
  • My FICO credit score dropped 50 points? Help?

    I am a college student and I recently had to use one of my credit cards to pay for a bed, furniture, house deposit, rent, and things alike because I moved out of my old house into a new one with new roommates and I do not have enough money for all of those things at the moment. I used one of my credit cards with a... show more
    I am a college student and I recently had to use one of my credit cards to pay for a bed, furniture, house deposit, rent, and things alike because I moved out of my old house into a new one with new roommates and I do not have enough money for all of those things at the moment. I used one of my credit cards with a credit limit of $1,500 and I spent $1,300 with it. I payed off $100 and my credit score dropped 50 points the next month from 700 to 650. I will not be able to pay it all off until about 2 months later. Will this hurt my credit score much more? Will it raise my credit score back up after I pay it off? I have never missed a payment on my credit cards and I always pay more than the minimum charge. Any advice? Thanks
    10 answers · 3 days ago
  • Help! All of my vital information is missing!?

    So about a month ago my wallet was stolen with my state id, debit card, and insurance card inside it. I thought I'd go get a new instate id (moved from Texas to Washington a few months ago and hadn't gotten an instate id yet), turns out the birth certificate and social security card my grandparents handed... show more
    So about a month ago my wallet was stolen with my state id, debit card, and insurance card inside it. I thought I'd go get a new instate id (moved from Texas to Washington a few months ago and hadn't gotten an instate id yet), turns out the birth certificate and social security card my grandparents handed over to me when I was 18 we're just photo copies. I called my grandparents and they don't seem to have the originals or even a verified copy. So I don't have a debit card, identification card, insurance card, social security card, or birth certificate. What am I supposed to do? Every agency I can go to has a requirement of something or other from the list that I don't have. it doesn't help that even though I've ordered a replacement debit card online twice, my bank has yet to send me one and it's been a month! I can't go in and get a temporary card cause I don't have any valid id. Please help me I don't know what to do.
    4 answers · 5 days ago
  • How do I refinance my loan?

    I'm almost 25. Have about 10 credit cards (oldest is 6 years old). Never missed a payment. Also have a school loan and never missed a payment. Each credit thing on my credit card accounts (FICO/Experion/etc) says I'm around 710. I got a new car this weekend and have a 6.9 APR? That is way too high for my... show more
    I'm almost 25. Have about 10 credit cards (oldest is 6 years old). Never missed a payment. Also have a school loan and never missed a payment. Each credit thing on my credit card accounts (FICO/Experion/etc) says I'm around 710. I got a new car this weekend and have a 6.9 APR? That is way too high for my credit. When should I refinance? I feel like I should do it sooner than later? What does it actually mean to do this? Another lender pays off my current lender and I pay the new one off?
    7 answers · 3 days ago
  • Offices cashing a check then saying not paid: is this a new scheme?

    This has happened to me several times where I paid doctors office with a check. They cash my check then later claim I did not pay and want a copy of the cancelled check. This is happening too often to me. I write the account number. Is this a new scheme or do they simply not know what they are doing?
    This has happened to me several times where I paid doctors office with a check. They cash my check then later claim I did not pay and want a copy of the cancelled check. This is happening too often to me. I write the account number. Is this a new scheme or do they simply not know what they are doing?
    8 answers · 3 days ago
  • If I am paying a car and car insurance monthly, am I building credit?

    The beginning of this 2018 year I got a car that I would be paying monthly for and pay the insurance monthly for. Before that I didn’t have credit and I don’t have a credit card. But by paying this monthly am I still building up credit?
    The beginning of this 2018 year I got a car that I would be paying monthly for and pay the insurance monthly for. Before that I didn’t have credit and I don’t have a credit card. But by paying this monthly am I still building up credit?
    11 answers · 4 days ago