• How to resolve traffic ticket while hiding it from parents?

    I recently got my first ever traffic ticket because of an illegal u-turn. It’s been days and I haven’t told my parents. I’m 18 turning 19 next month and have been driving since I got my permit in 2016 and received my license in Jan of 2017. I don’t have my own car because I’ve been driving my mom’s car that she... show more
    I recently got my first ever traffic ticket because of an illegal u-turn. It’s been days and I haven’t told my parents. I’m 18 turning 19 next month and have been driving since I got my permit in 2016 and received my license in Jan of 2017. I don’t have my own car because I’ve been driving my mom’s car that she rarely uses. When I got pulled over the officer just asked for my license and not my registration/ insurance. Although, in the past, my dad has shown me where that was in case I ever needed it. I have a few options and I’m not willing to do anything else. My first option was to take the Driver’s Safety Course (DSC) online and get my ticket dismissed. The only problem I have here is that I’ve gone through several papers of my family’s auto insurance and don’t see my name under anything. You need to be insured to take this program but I don’t think I am. My parents have Farmer’s and I’ve read the policy and it says anyone who has the insured’s permission to drive their car is protected?? I really don’t know. I wouldn’t know what paper to submit on my application under “Current Auto Liability Policy” either. I want to say that I’m listed as a person who can drive the cars that are insured but like I said I couldn’t find my name anywhere!!! I want to do this choice because this ticket will get dismissed and no longer be on my record. SEE CONTINUED!!
    22 answers · 2 days ago
  • Is it worth suing someone that hit me from the back at a red light.A few scratches on my car.She had no insurance,drivers license,or ID.?

    What to say and what not to say to an adjuster?How do I file a lawsuit with out a lawyer? How do I know how much my payout is with my insurance company.Two kids,and my husband was in the car.
    What to say and what not to say to an adjuster?How do I file a lawsuit with out a lawyer? How do I know how much my payout is with my insurance company.Two kids,and my husband was in the car.
    20 answers · 2 days ago
  • What would insurance company do if I bought flooded vehicle?

    I recently was sold used 122000 miles vehicle with clean title and clean carfax. Only after I bought it I started to notice weird problems with the car. After looking deeper I started noticing lots of evidence of water damage like excessive interior rust, grit, dry mud, sand inside door trims and many other... show more
    I recently was sold used 122000 miles vehicle with clean title and clean carfax. Only after I bought it I started to notice weird problems with the car. After looking deeper I started noticing lots of evidence of water damage like excessive interior rust, grit, dry mud, sand inside door trims and many other signs. If I have comprehensive and collision insurance, and report this vehicle as flooded to the insurance company, what happens? In general, is it good idea to report it?
    19 answers · 2 days ago
  • Do I need a permit to get a license in california if im 18?

    website is unclear
    website is unclear
    9 answers · 16 hours ago
  • Can I stay on paper tags until I can afford my tags?

    I won’t have enough to pay my tags in full I’ve been saving. So can I keep getting paper tags until I can afford them? I live in Arkansas also.
    I won’t have enough to pay my tags in full I’ve been saving. So can I keep getting paper tags until I can afford them? I live in Arkansas also.
    9 answers · 16 hours ago
  • What can I do if my car was repossessed after it had fully paid off?

    Own a car via bank loan. Never missed or was late on a payment. Hail damage on car. OK, it's insured. Insurance has gap to cover the balance of the loan in case of damage exceeding balance. Insurance approved damage and was to cut a check. Lost job, missed 2 payments while this was being processed. Bank... show more
    Own a car via bank loan. Never missed or was late on a payment. Hail damage on car. OK, it's insured. Insurance has gap to cover the balance of the loan in case of damage exceeding balance. Insurance approved damage and was to cut a check. Lost job, missed 2 payments while this was being processed. Bank took longer than expected to process. AFTER everything went through (literally the day after), and car should be fully paid off and belong to me, my car is repossessed. Call bank. Nobody has any answers. Keep giving me the run around. Won't tell me where my car is or what the status is. Keep transferring me to department after department. What are my options? Shouldn't the car belong to me? I paid the balance of the loan. What can I do to get my car back?
    14 answers · 4 days ago
  • I don’t have full coverage how can I fix my car?

    I only have liability and my car is are 9000 in damages to get repaired how can I pay for it? I don’t make near enough to pay out of pocket.
    I only have liability and my car is are 9000 in damages to get repaired how can I pay for it? I don’t make near enough to pay out of pocket.
    27 answers · 5 days ago
  • Should I get my driver's license?

    I'm turning 16 next month, and I kinda want to get my driver's license. My mom said I would have more freedom. I'm homeschooled, I have no friends and I have no job, so I don't see why I would need my driver's license. Should I still get it?
    I'm turning 16 next month, and I kinda want to get my driver's license. My mom said I would have more freedom. I'm homeschooled, I have no friends and I have no job, so I don't see why I would need my driver's license. Should I still get it?
    20 answers · 4 days ago
  • Is it illegal to have a liability coverage and have an accident and switch then wait to claim it so full coverage will pay for it?

    I have liability and I need my car fixed it won’t fix I really cannot afford to fix it or to get full coverage but I need my car fixed so could I?
    I have liability and I need my car fixed it won’t fix I really cannot afford to fix it or to get full coverage but I need my car fixed so could I?
    23 answers · 5 days ago
  • I got into a car accident, then 2 months later my car note is paid by insurance, now i got a letter from the bank to turn in my car?

    The Car dealship that my car was originally bought from has closed down... I got into a car accident, then 2 months later my car note is paid by insurance, now i got a letter from the bank that financed my car stating to turn my car in to an auction, if my car is paid off by insurance, is that my only option in... show more
    The Car dealship that my car was originally bought from has closed down... I got into a car accident, then 2 months later my car note is paid by insurance, now i got a letter from the bank that financed my car stating to turn my car in to an auction, if my car is paid off by insurance, is that my only option in that situation? PLEASE I NEED HELP
    10 answers · 2 days ago
  • I got ripped off by my car dealer. What can I do?

    I signed a contract for a new 3-year lease 2 weeks ago. I got a 2018 Mazda CX-5 and was too excited that I pulled the trigger and picked it up without doing my research (rookie mistake, I know). My monthly lease payment is $508. I found out this morning that the average monthly lease payment for the same car is... show more
    I signed a contract for a new 3-year lease 2 weeks ago. I got a 2018 Mazda CX-5 and was too excited that I pulled the trigger and picked it up without doing my research (rookie mistake, I know). My monthly lease payment is $508. I found out this morning that the average monthly lease payment for the same car is under $350 at most other dealerships. Is there anything I can do to get out of this or to lower my payment? Perhaps some kind of consumer protection law. I would really hope I don't have to live with this "rip off deal" for an entire 3 years!
    28 answers · 7 days ago
  • Parents forced me to get my license but won't let me get a car?

    My parents forced me to take my road test on my 17th birthday. They said I was "taking it whether you like it or not. You need to drive as soon as possible." However, now that I actually have my license, they won't let me get a car. I have money saved up, but they keep saying that they don't want... show more
    My parents forced me to take my road test on my 17th birthday. They said I was "taking it whether you like it or not. You need to drive as soon as possible." However, now that I actually have my license, they won't let me get a car. I have money saved up, but they keep saying that they don't want me having my own car yet. They won't let me drive either of their cars unless they're in it with me. Given the circumstances, why would they force me to get my license?
    13 answers · 3 days ago
  • Should I file a car insurance claim?

    7 answers · 22 hours ago
  • Is it possible to lie about getting a restricted waiver for driving?

    ok, so i live in south carolina and i’m turning 16 soon. to be able to drive until 12 am you need a special waiver that u can get by applying. in order to do this you need an official letter from your school/ employer stating that the regular restricted hours interfere with your ability to do extracurricular... show more
    ok, so i live in south carolina and i’m turning 16 soon. to be able to drive until 12 am you need a special waiver that u can get by applying. in order to do this you need an official letter from your school/ employer stating that the regular restricted hours interfere with your ability to do extracurricular activities or work. my only problem is i quit playing sports this year and i don’t have an official job because i babysit. I do need this waiver because i often babysit at night and i have to drive myself home. does anyone know if the dmv would accept a letter from literally just a mom i babysit for saying that i need a waiver? because that’s not very official and i’m not sure how that would work. so basically i’m asking, would this work? and if not is there ANY way around it that i could get a note? could i make one myself? i really don’t know help!
    8 answers · 2 days ago
  • So the cops just towed my “parked” car while I was inside my house?

    So the cops just towed my “parked” car while I was inside my house they ran my vin number an saw the dealership paper on the windshield an they said they were taking it for not having a “registration” I just bought the car so I have no registration an i told him that’s why I don’t move it but they continued an... show more
    So the cops just towed my “parked” car while I was inside my house they ran my vin number an saw the dealership paper on the windshield an they said they were taking it for not having a “registration” I just bought the car so I have no registration an i told him that’s why I don’t move it but they continued an towed it anyway is that legal ?
    12 answers · 3 days ago