• I am 23 years old and struggling financially to get my head above water. What should I do?

    I’ve been on my own since I was 18. Balancing school, work, and bills. I thought I had it all figured out. I had a good job and was making good money. I was making so much money and my credit was great. I was able to finance my first car on my own with no assistance. But I kept getting new cars (this is my 4th... show more
    I’ve been on my own since I was 18. Balancing school, work, and bills. I thought I had it all figured out. I had a good job and was making good money. I was making so much money and my credit was great. I was able to finance my first car on my own with no assistance. But I kept getting new cars (this is my 4th car) so my car note went from $200 to $384 to $550 to currently $800! (Very stupid and impulsive) I was doing ok until about a year ago when I got a new job. The salary seemed like it was going to be more than what I was making previously until I found out they take almost $400 a month out for state retirement (no exceptions). So I got a second job as a waitress which helps me and when I’m not doing that, I do freelance graphic design. Its gotten so bad that I’ve stopped paying loans and credit cards. I even tried debt consolidation which was $400 a month that I could no longer afford. At this point my credit is ruined! Plus I just graduated college last semester so I have to start paying my student loans. I don’t get any financial assistance from my family whatsoever(they are barely making it themselves) so I can’t move back home. I am literally my only support. I’ve even considered bankruptcy. I spoke with a lawyer and he wanted $1200 (which I clearly don’t have) and I’m only 23, bankruptcy would make it even harder for me to move and get approved for an apartment What should I do at this point? I just feel stuck and stressed out!
    4 answers · Personal Finance · 14 hours ago
  • I hate being different?

    I'm so sick and tired of being different because so many people love to press my buttons until I snap. I do muay thai and I enjoy it, even though I'm overweight and a very late bloomer (I started it last year and I'm 23) but I'm confident with my weight. I'm learning kickboxing because I'm a... show more
    I'm so sick and tired of being different because so many people love to press my buttons until I snap. I do muay thai and I enjoy it, even though I'm overweight and a very late bloomer (I started it last year and I'm 23) but I'm confident with my weight. I'm learning kickboxing because I'm a different person, people love to call me a loser until I break their noses. I wished I've learned it at an earlier age but it's too late now because my parents didn't have the money to sign me up (my dad is a disabled piece of garbage and my mom has to pay rent, groceries, car insurance, etc.) Physically and tastes, pretty much mainstream. I love sports, music and stuff but I'm mentally inefficient. . When they see my true self, they try to bully me until I get pressed and then I snap, especially at work.
    34 answers · Family · 4 days ago
  • One of the greats in F1, Niki Lauda, RIP?

    Best answer: Very sad news to wake up to this morning although clearly he wasn't well as he'd been missing from the Pits lately. He could be rather out-spoken, but most of what he had to say, was relevant and perhaps needed. And another one departs. This is very scary.
    Best answer: Very sad news to wake up to this morning although clearly he wasn't well as he'd been missing from the Pits lately. He could be rather out-spoken, but most of what he had to say, was relevant and perhaps needed. And another one departs. This is very scary.
    6 answers · Formula One · 1 day ago
  • Has Anderson Cooper ever met a schlong he didn't want to suck?

    Best answer: Exposed! Things that concern liberals.
    Best answer: Exposed! Things that concern liberals.
    6 answers · Politics · 14 hours ago
  • Would you like to meet Taylor Swift?

    9 answers · Celebrities · 23 hours ago
  • Is there a common astrological link that can be attributed to the beautiful, superstar singers who died young due to drugs?

    like Elvis Presley, Whitney Houston, Michael Jackson (prior to plastic surgery), Kurt Cobain, etc.
    like Elvis Presley, Whitney Houston, Michael Jackson (prior to plastic surgery), Kurt Cobain, etc.
    23 answers · Horoscopes · 3 days ago
  • How did Obamacare impact you?

    For good or bad.
    For good or bad.
    99 answers · Politics · 1 day ago
  • What's your opinion on President Donald Trump?

    I think he's a great President. If I do vote, I'm definitely voting for him.
    I think he's a great President. If I do vote, I'm definitely voting for him.
    87 answers · Politics · 1 day ago
  • Why did Hitler commit suicide?

    42 answers · History · 16 hours ago
  • Why was AOC’s Green New Deal rejected by the Senate with a 57-0 vote?

    Why didn’t even one democrat vote in favor of it?
    Why didn’t even one democrat vote in favor of it?
    52 answers · Politics · 1 day ago
  • Will Donald Trump do prison time for all the crimes he has committed?

    Best answer: Hopefully. He can try to pardon himself but that may not work. He can resign and get Pence to pardon him if he loses the 2020 election. He can escape to another country and seek asylum before he can be arrested. He can commit suicide if he knows he is going to be arrested. Or he may die of a heart attack, or AIDS... show more
    Best answer: Hopefully. He can try to pardon himself but that may not work. He can resign and get Pence to pardon him if he loses the 2020 election. He can escape to another country and seek asylum before he can be arrested. He can commit suicide if he knows he is going to be arrested. Or he may die of a heart attack, or AIDS or other illness before he can be arrested. These are all possibilities.

    Pardons only work for federal crimes. New York State is readying charges against him, and no presidential pardon can help him avoid being convicted at the state level, although there is a slim chance that the Supreme Court can rule that it is unconstitutional to charge a person both at the state and federal level for the same crime. If that is the case, then a presidential pardon can prevent states from prosecuting him. There is currently a case being considered by the Supreme Court and it has to decide whether the constitutional ban of double jeopardy means feds or states cannot both prosecute a criminal for committing the same crime. Currently if a person is acquitted of murder at the state level for example, the feds can charge that person for violating the civil rights of the person that was killed. If the Supreme Court rules that that is double jeopardy, then a presidential pardon by Pence can potentially wipe out the pending state charges against him also.

    Ford's pardon of Richard Nixon says that Nixon was pardoned for all crimes committed by Nixon up to the date of the issue of the pardon. That means even a presidential pardon cannot wipe out future crimes. That means if Trump is pardoned, he can still be prosecuted for crimes he commits after the date the pardon is issued. Given Trump's criminal nature, there is no way he would stop committing crimes after he has been pardoned. The question is whether he lives long enough to be sent to prison.
    62 answers · Politics · 2 days ago
  • Would you like to meet justin bieber?

    130 answers · Celebrities · 3 days ago
  • What's your opinion of women wearing burkas in America?

    Best answer: As long as it doesn't cover their face I'm fine with it
    Best answer: As long as it doesn't cover their face I'm fine with it
    68 answers · Politics · 2 days ago
  • Trump was just voted most admired man in the world?

    wow, that has got to hurt you democrats, does it? does it hurt? yeah, it sure does hurt.
    wow, that has got to hurt you democrats, does it? does it hurt? yeah, it sure does hurt.
    76 answers · Politics · 2 days ago
  • Why do Jehovah's witnesses delight in preaching the word of God?

    Best answer: Jehovahs Witnesses upon baptism devote their lives to the doing of God's will. 1Tim2:4 says:... ' whose will(Gods) is that all sorts of people should be saved and come to an accurate knowledge of truth"
    Best answer: Jehovahs Witnesses upon baptism devote their lives to the doing of God's will. 1Tim2:4 says:... ' whose will(Gods) is that all sorts of people should be saved and come to an accurate knowledge of truth"
    29 answers · Mythology & Folklore · 22 hours ago
  • Do you feel bad for the kids of republican parents?

    Most republicans don't even believe in paying their children's way through college. They're like, "If you want to go to college, get a job!". I'm glad both of my parents are democrat.
    Most republicans don't even believe in paying their children's way through college. They're like, "If you want to go to college, get a job!". I'm glad both of my parents are democrat.
    12 answers · Politics · 5 hours ago