• Pay off mortgage faster while saving on interest?

    I have a 30-year fixed rate mortgage. In addition to making my monthly mortgage payments, if I pay towards my principal, will I save on interest? If yes, does that mean once the principal amount has been paid off, there is no more interest?
    I have a 30-year fixed rate mortgage. In addition to making my monthly mortgage payments, if I pay towards my principal, will I save on interest? If yes, does that mean once the principal amount has been paid off, there is no more interest?
    20 answers · 1 day ago
  • When the prices of houses come down will rent also go down?

    I would certainly think it would if we have a housing crash like we've had before.
    I would certainly think it would if we have a housing crash like we've had before.
    17 answers · 1 day ago
  • Why are so many rentals listed with property management companies?

    Don't owners ever manage their own properties anymore & want to show them themselves? It's difficult to deal with property management companies & be able to view rentals. They seem to also have way too many rules & regulations. We would like to be able to meet the owners & see if we like them.
    Don't owners ever manage their own properties anymore & want to show them themselves? It's difficult to deal with property management companies & be able to view rentals. They seem to also have way too many rules & regulations. We would like to be able to meet the owners & see if we like them.
    16 answers · 1 day ago
  • My landlord is taking me to court what should I do ?

    I start my new job next week. It’s sad but I owe him 2 months worth of rent can’t beileve I let myself get behind like this. All together I owe him 1500 dollars. It’s August 14th. I owe him July and August I’m honestly not going to be able to make that up in 2 weeks. I need a month at least. Do you think he would... show more
    I start my new job next week. It’s sad but I owe him 2 months worth of rent can’t beileve I let myself get behind like this. All together I owe him 1500 dollars. It’s August 14th. I owe him July and August I’m honestly not going to be able to make that up in 2 weeks. I need a month at least. Do you think he would let me ? This is my first time ever having this problem what should I do ? I’m 21 no parents and I need help I also have a 1 yr old I don’t want to get evicted when I know I can make it up I just need the time
    13 answers · 6 hours ago
  • To landlords, what would you do if your brand new tenant asked for their complete money back, within 24 hours of signing the lease?

    You already have turned away other possible tenants, but they do seem troublesome right from the beginning. What is the best and fair way, for the landlord to handle this situation? Advice needed. Thanks.
    You already have turned away other possible tenants, but they do seem troublesome right from the beginning. What is the best and fair way, for the landlord to handle this situation? Advice needed. Thanks.
    19 answers · 3 days ago
  • How much should I be spending on rent?

    I have about 8,000 in savings. I make around 1600 a month. I get other jobs here and there other than my full time job, but they all vary monthly. I’ve toured so many apartments and the least expensive while still being safe is $715 a month, not including any utilities. This is a one bedroom because I’d rather live... show more
    I have about 8,000 in savings. I make around 1600 a month. I get other jobs here and there other than my full time job, but they all vary monthly. I’ve toured so many apartments and the least expensive while still being safe is $715 a month, not including any utilities. This is a one bedroom because I’d rather live alone if I can, but I may end up rooming with someone depending on money. I’m just not sure if i can afford it, help?
    23 answers · 2 days ago
  • Would you refuse to rent to someone who had a DUI charge and a possession of marijuana charge?

    if I did a background check and this came up? Should I ask them to explain or just move to the next applicant?
    if I did a background check and this came up? Should I ask them to explain or just move to the next applicant?
    9 answers · 5 hours ago
  • If I make 60k a yr can I afford a 300k home?

    Best answer: If your credit is good and you have stable employment you could likely get a mortgage for three times your annual pay ($180k in your case). You'd need a big down payment. $200k is a more reasonable target price. Even at that, I wouldn't take a mortgage as big as three times my annual salary. You'd be... show more
    Best answer: If your credit is good and you have stable employment you could likely get a mortgage for three times your annual pay ($180k in your case). You'd need a big down payment. $200k is a more reasonable target price. Even at that, I wouldn't take a mortgage as big as three times my annual salary. You'd be house-poor for many years, especially if you don't get decent pay raises.
    13 answers · 2 days ago
  • In California, what do we do when a 60 day notice time limit is up but the tenants are refusing to do a walk-through?

    They say that there is nothing wrong with the house and why do we have to check it. Additionally, the did not give the prorated rent due at the beginning of the month. Thanks.
    They say that there is nothing wrong with the house and why do we have to check it. Additionally, the did not give the prorated rent due at the beginning of the month. Thanks.
    8 answers · 17 hours ago
  • Do you think I should move out of this building?

    I had no choice but to move into a huge apartment building that is crime ridden because my credit rating sank low and I had a derogatory remark on it. I could not get a rental anywhere else. That was seven months ago. Since then, my credit score has improved from about 640 to 730 and the derogatory remark will... show more
    I had no choice but to move into a huge apartment building that is crime ridden because my credit rating sank low and I had a derogatory remark on it. I could not get a rental anywhere else. That was seven months ago. Since then, my credit score has improved from about 640 to 730 and the derogatory remark will be well over one year old. Do you think my chances of finding a different place will be a lot better?
    10 answers · 1 day ago
  • Can a new roommate move in?

    So I moved into a place 4 months ago and my landloard signed me in the lease he knew my friend was going to be living with me as my roommate and he was ok with 3 people living in the house max but it was only 2 of us that we’re going to live in the house long story short my roommate didn’t ever end up moving in... show more
    So I moved into a place 4 months ago and my landloard signed me in the lease he knew my friend was going to be living with me as my roommate and he was ok with 3 people living in the house max but it was only 2 of us that we’re going to live in the house long story short my roommate didn’t ever end up moving in with me keep in mind I pay all utility’s and all of the rent by my self it’s gotten lonely and I decided to get a new roommate a month after not having one do I have to let my landloard know I’m only having someone in the house because I want to meet new people not because I need help with rent ect.
    9 answers · 23 hours ago
  • Can my co-signer in a USDA home loan own another home?

    So my husband and I are struggling to get a start financially and qualify for the USDA loan in California. My elderly mother is planning on living in the home for the first year or two of owning the property. She has offered to be a co-signer, but thing is she currently owns another home, to which my sister and her... show more
    So my husband and I are struggling to get a start financially and qualify for the USDA loan in California. My elderly mother is planning on living in the home for the first year or two of owning the property. She has offered to be a co-signer, but thing is she currently owns another home, to which my sister and her husband/kids are living in. Will that disqualify her from co-signing? Thanks a lot!
    9 answers · 24 hours ago
  • Do I Need to pay my landlords workers?

    do i have to pay my Landlords work men to move items out of the unit? when i moved in there was a desser there, she asked if i wanted it, the last renters left it behind.. i said yes i could use it till i buy my own. so it stayed... now i want it out . and she says i cant get rid of the desser because its part of... show more
    do i have to pay my Landlords work men to move items out of the unit? when i moved in there was a desser there, she asked if i wanted it, the last renters left it behind.. i said yes i could use it till i buy my own. so it stayed... now i want it out . and she says i cant get rid of the desser because its part of the unit. and that if i want it out she needs to get her guys to take it out, but im responsible for the cost. !!!
    9 answers · 1 day ago
  • Is it legal to prohibit someone from living in an apartment building you own because they went to public schools growing up?

    Best answer: Not illegal, but is weird.
    Best answer: Not illegal, but is weird.
    14 answers · 3 days ago
  • Where in heaven does the upper middle class live?

    Best answer: 1) If you ever get there, ask directions. 2) Since there is no physical basis make it up yourself. Twelve clouds at 35 degrees left of the Pearly Gates, and be sure to stop at the Angel's Crossings.
    Best answer: 1) If you ever get there, ask directions. 2) Since there is no physical basis make it up yourself. Twelve clouds at 35 degrees left of the Pearly Gates, and be sure to stop at the Angel's Crossings.
    8 answers · 1 day ago