• What are your best tips for saving money?

    I love to spend so I need help.
    I love to spend so I need help.
    9 answers · 7 hours ago
  • WHat is the best way to grow my money?

    I am 18 yo, entering the Air Force this summer (slated for August but could be pushed forward or back). Right now I'm a server at restaurant and I don't even have a checking account. Most of my pay is in cash tips, which I just keep and spend. But I also have a pay card that is loaded with my hourly wage... show more
    I am 18 yo, entering the Air Force this summer (slated for August but could be pushed forward or back). Right now I'm a server at restaurant and I don't even have a checking account. Most of my pay is in cash tips, which I just keep and spend. But I also have a pay card that is loaded with my hourly wage and any credit card tips. I also have a Walmart card, that I pay off each month in store. I want to save at least half of my income when I get in the AIr Force. I know nothing about finance. My dad just tlls me to work hard and save my money. Should I just be looking at a simple savings account, CDs? Bonds? I'm a little leery on investing since it's a dice roll. I know there are investment strategies but I have no idea what they are or how to apply them.
    18 answers · 3 days ago
  • Do you write checks?

    9 answers · 6 hours ago
  • Is it bad for a 17 y/o to not know anything about banking?

    I feel kind of incompetent. I've never really gotten involved with banking but wanted to set up a student account. The lady asked me what kind of an account I already had. I literally had no idea. I have a card but don't even know what type of card it is. I'm not even sure how to deposit money into an... show more
    I feel kind of incompetent. I've never really gotten involved with banking but wanted to set up a student account. The lady asked me what kind of an account I already had. I literally had no idea. I have a card but don't even know what type of card it is. I'm not even sure how to deposit money into an account. I realise that when my friends talk about overdrafts and stuff I have no clue what it means. Is this bad?
    22 answers · 4 days ago
  • My boyfriend is too comfortable with our money?

    Okay so my boyfriend and I are both students who have been together for a long time. We opened a joint account together where we both place money monthly. I recognise that I do place more money into the account and I have no problem with this since I do earn more than he does. However my issue is that within the... show more
    Okay so my boyfriend and I are both students who have been together for a long time. We opened a joint account together where we both place money monthly. I recognise that I do place more money into the account and I have no problem with this since I do earn more than he does. However my issue is that within the past 5 months I have noticed that he is taking money out of the account (nothing suspicious just regular daily spending) but he does not put money into the account, and instead only sometimes pays back what money he took out (which is what I put in there). He's lovely and does treat me really well, he's always full of little gifts. However I feel like I'm funding this account and lately he's treating it like spending money. Am I right to feel this way? How do I tell him without hurting him?
    14 answers · 3 days ago
  • If I put $100,000 into a trust fund for my 10 year old niece, what kind of disbursements should I allow the trust to make over her life?

    Best answer: 1. Why are you setting up a trust fund for a niece? That's a little weird, unless you are her guardian. 2. I wouldn't do any age below 25; people usually work out their childhood garbage by that point. When I recommend these to clients, I always push to 25. I know someone who just turned 25 and got a big... show more
    Best answer: 1. Why are you setting up a trust fund for a niece? That's a little weird, unless you are her guardian.
    2. I wouldn't do any age below 25; people usually work out their childhood garbage by that point. When I recommend these to clients, I always push to 25. I know someone who just turned 25 and got a big inheritance...she knew it was coming and worked garbage jobs until then. She is going to burn through a nice chunk of it really quickly, some of which is paying back debts to friends (and drug dealers...who also knew her situation). So, 30 might be a better number, depending on the person.
    3. Why not setup an education fund instead or split them? Setup a 529 with some of those funds and perhaps buy an annuity. These are easier than dealing with a trust, but there are reasons for doing a trust over an annuity.
    4. As for disbursements, why not a little bit annually rather than 10% per decade? Just look at the other recent post from this section: https://answers.yahoo.com/question/index...
    5. Lastly, why do you want her to have a comfortable retirement? You are giving her a substantial leg up in life. If she goes broke by 65...you shouldn't feel too bad...
    17 answers · 4 days ago
  • Is it bad that I still use my parents money?

    Sometimes their credit card or they’ll give me cash. Like I don’t do it a lot except for groceries but I also need to save to move out and pay insurance for my car? Did you do this with your parents? I’m 18 btw lol
    Sometimes their credit card or they’ll give me cash. Like I don’t do it a lot except for groceries but I also need to save to move out and pay insurance for my car? Did you do this with your parents? I’m 18 btw lol
    13 answers · 3 days ago
  • Filed my taxes and got direct deposit to a closed account, how can I get my money back?

    Someone hacked my bank account, ended up scamming, committing fraud and theft on my bank account of $2000. I already froze the account and files reports on the theft. But it said that my refund was refunded already to my old account even though it was already closed. What do I do now about getting my refund? I... show more
    Someone hacked my bank account, ended up scamming, committing fraud and theft on my bank account of $2000. I already froze the account and files reports on the theft. But it said that my refund was refunded already to my old account even though it was already closed. What do I do now about getting my refund? I already have a new account with another bank.
    7 answers · 1 day ago
  • What should I do with my money?

    Ok so I m 15. I ve made £265 from my birthday, and also reselling streetwear (if you don t know what that means, google it). I m kind of trying to make as much money as possible and trying to really have some money behind me just cause I like knowing I have money (I know it sounds stuck up but I have earned most of... show more
    Ok so I m 15. I ve made £265 from my birthday, and also reselling streetwear (if you don t know what that means, google it). I m kind of trying to make as much money as possible and trying to really have some money behind me just cause I like knowing I have money (I know it sounds stuck up but I have earned most of it myself). I m really into fashion, and I know I could get some really nice clothes will £265. Everyone I know spends their money as soon as they get it, and whenever I go into town with my friends I don t spend any money. I just find it really hard to let go of it. It s really stressing me out, because I know that if I buy loads of nice clothes, I ll be really happy but I might wish I had more money later on. What do you think I should do?
    7 answers · 2 days ago
  • Quick ways to make money?

    Hello, i was just wondering if anyone knows any quick ways to make money along side my normal 9-5 job? Im looking to get another job aswell at the moment but there has to be other ways??xx
    Hello, i was just wondering if anyone knows any quick ways to make money along side my normal 9-5 job? Im looking to get another job aswell at the moment but there has to be other ways??xx
    7 answers · 2 days ago
  • Is their any way I can get my inheritance early and break the trustfund?

    My mother passed away in 2011. She left around 7 thousand to each of her 7 kids myself included. We are not allowed to touch the money until 25. I'm turning 24 in two months so I have a little over a year until I can get my money. I recently lost my job and moved out of my boyfriend's house. I'm staying... show more
    My mother passed away in 2011. She left around 7 thousand to each of her 7 kids myself included. We are not allowed to touch the money until 25. I'm turning 24 in two months so I have a little over a year until I can get my money. I recently lost my job and moved out of my boyfriend's house. I'm staying in a homeless shelter. Is their any way I can break the trustfund fund and get my money early so I can get myself a car and apartment? I heard it's impossible to break the will or trustfund. Any input would be greatly appreciated.
    16 answers · 4 days ago
  • Is 100,000 dollars a lot of money?

    How do you make an income if your net worth is 100,000 dollars. What do you think do with it. I hardly doubt you can buy a 100,000. If you live in a homeless shelter, you can save a lot of money. If you want to save a lot of money, you have to live in a homeless shelter, don't eat a lot and make sure you... show more
    How do you make an income if your net worth is 100,000 dollars. What do you think do with it. I hardly doubt you can buy a 100,000. If you live in a homeless shelter, you can save a lot of money. If you want to save a lot of money, you have to live in a homeless shelter, don't eat a lot and make sure you pay your taxes and insurance. So what do you think, how would anyone make an income of 100,000 dollars.
    13 answers · 4 days ago
  • Will I have to pay the electric balance for the past year if I or my landlord have never received a bill from the electric company?

    My lease doesn t specify who pays the electric (I just recently looked at it) yet I have never received a bill. I m a first time renter so I made the mistake and assumed my landlord paid it. I got a paper on my door stating "PPL electric utilities does not have a customer of record for this service address.... show more
    My lease doesn t specify who pays the electric (I just recently looked at it) yet I have never received a bill. I m a first time renter so I made the mistake and assumed my landlord paid it. I got a paper on my door stating "PPL electric utilities does not have a customer of record for this service address. Please call with the correct date you moved it by (specific date) or your service may be terminated". I can t imagine how much this will cost. I m wondering what will happen. I live in a mobile home on a property with other homes ran by 1 person.
    14 answers · 4 days ago
  • How can you make money from home ?

    I m 17 and looking to make money from home. instead of working the waitress job I already have because the pay is terrible and I have recently been diagnosed with lupus which make it hard to work in my feet for long hours, does anyway have any suggestions ???
    I m 17 and looking to make money from home. instead of working the waitress job I already have because the pay is terrible and I have recently been diagnosed with lupus which make it hard to work in my feet for long hours, does anyway have any suggestions ???
    10 answers · 4 days ago