• Depositing a check??

    When you deposit a check does the person who wrote you the check now when you deposited it.
    When you deposit a check does the person who wrote you the check now when you deposited it.
    12 answers · 12 hours ago
  • Can one live on SS alone in retirement?

    My mom lives on about 25k a year now and does fine. No mortgage or car. I found out she only has 8k for retirement saved at 56. Will she be ok
    My mom lives on about 25k a year now and does fine. No mortgage or car. I found out she only has 8k for retirement saved at 56. Will she be ok
    12 answers · 2 days ago
  • I am thinking of giving my daughter (leaving for college next week) a prepaid debit card - as opposed to a credit card. Thoughts/advice?

    I will put funds on it monthly, so she will have limits on spending as opposed to a credit card where she could be difficult to rein in (without having to cancel the card).
    I will put funds on it monthly, so she will have limits on spending as opposed to a credit card where she could be difficult to rein in (without having to cancel the card).
    6 answers · 12 hours ago
  • What are some luxury items I should buy?

    I'm 16, and I've recently come into a lot of extra money, $27,000 to be exact. I'll be earning about $3,000 a week also. I used to want money, but now that I have it, I don't know what to buy. What are some luxury items I should buy for myself and friends? I don't know what to do with this... show more
    I'm 16, and I've recently come into a lot of extra money, $27,000 to be exact. I'll be earning about $3,000 a week also. I used to want money, but now that I have it, I don't know what to buy. What are some luxury items I should buy for myself and friends? I don't know what to do with this money. I'm going to save most of it, but I'd like to go on a bit of a shopping spree first.
    13 answers · 3 days ago
  • How much do you have left at the end of the month after all your bills are paid?

    Best answer: Start with $100 per pay. If you still have too much, add to it. My wife and i started at $15 per pay back in 1973. Within 5 years we were putting away $800 per pay. When you have about $50,000 put away, start to invest in fixed annunities. It might only pay 3 or 4% but you can't lose a dime. No, it's not... show more
    Best answer: Start with $100 per pay. If you still have too much, add to it. My wife and i started at $15 per pay back in 1973. Within 5 years we were putting away $800 per pay. When you have about $50,000 put away, start to invest in fixed annunities. It might only pay 3 or 4% but you can't lose a dime. No, it's not insured by FDIC . Start with $25,000
    8 answers · 2 days ago
  • Could I move out and live comfortably?

    At my job I make $9/1hr which I know isn't a lot but after months of looking it was the only job that reached out to me so I took it. I'm not happy in my current living situation and I'm thinking about moving out. I know it'll be a while before I really can because I don't have nearly as much... show more
    At my job I make $9/1hr which I know isn't a lot but after months of looking it was the only job that reached out to me so I took it. I'm not happy in my current living situation and I'm thinking about moving out. I know it'll be a while before I really can because I don't have nearly as much money as I'll need but is it possible with my salery? How much would I need to save up? I don't even know where to start.
    8 answers · 2 days ago
  • I need housing assistance for me and my 24 year old special needs daughter lost my Section 8 voucher when I got married.?

    I have been for the last 3 years and just now wish I had of not made my husband head of household long story, I wont to move out due to personal issues. I just find out from my landlord that my daughters income is not enough for me to get another apartment here I am highly upset right now I have been looking at... show more
    I have been for the last 3 years and just now wish I had of not made my husband head of household long story, I wont to move out due to personal issues. I just find out from my landlord that my daughters income is not enough for me to get another apartment here I am highly upset right now I have been looking at low income but most are waiting list. I have been trying to call the Section 8 worker and he wont return my calls this Thursday we have our annual recertification appointment I wont to talk to him Legal Aid told me to ask him if I moved out could things go back to the way they were I become head of household again. I am just so upset and confused worried to no end because I need to get out of my current problem for my sake and my daughters what do I say to the section 8 worker because he said I would have to reapply again some say if I mentioned getting separated I could stay here in the apartment,
    5 answers · 12 hours ago
  • How much can I over draft?

    I have a chase account and I need to pay for my car repairs. The repairs cost 1,500 but I only have 900 right now. Will they allow me to overdraft for the current amount ?
    I have a chase account and I need to pay for my car repairs. The repairs cost 1,500 but I only have 900 right now. Will they allow me to overdraft for the current amount ?
    5 answers · 1 day ago
  • Grocery store over charged me $2,00 because the cashier scanned an item twice. Should I go back and get my $2?

    Best answer: Call the store right away and let them know, and make sure they have your name. They should be willing to refund you the next time you go in at your own convenience, within reason. keep the slip.
    Best answer: Call the store right away and let them know, and make sure they have your name. They should be willing to refund you the next time you go in at your own convenience, within reason. keep the slip.
    8 answers · 3 days ago
  • If a co signer files for bankruptcy? How will this affect my loan?

    I was blessed to find a terrific job at a young age, and purchased a home at 23. Because of my age and lack of Credit history I had to have a consigner and my dad stepped up. It was simply a formality to get the loan pushed through, i have been making all pf the payments and fully plan on continuing to pay my... show more
    I was blessed to find a terrific job at a young age, and purchased a home at 23. Because of my age and lack of Credit history I had to have a consigner and my dad stepped up. It was simply a formality to get the loan pushed through, i have been making all pf the payments and fully plan on continuing to pay my mortgage until it is PIF. Now my dad is in a poor position and facing bankruptcy. I am not able to refinance to get the load strictly in my name until May. If my dad files bankruptcy, how will this affect my loan and my house?
    5 answers · 1 day ago
  • Would this give me the maximum social security benefits?

    My goal is to get the most money for my social security benefits. Assume my social security benefit will be $1000 per month at age 67 and $700 per month at age 62 and that I can earn 6 percent interest on my investments. There are several low risk investments that pay that kind of return in my area. Secondary... show more
    My goal is to get the most money for my social security benefits. Assume my social security benefit will be $1000 per month at age 67 and $700 per month at age 62 and that I can earn 6 percent interest on my investments. There are several low risk investments that pay that kind of return in my area. Secondary Market Annuities for example. If I decide to start taking benefits at age 62 I will get 60 checks before I would, if I started taking benefits at age 67. I invest each of these $700 checks so when I reach age 67 I will have $56,700 from my checks and interest and a monthly income of $283 from the investment of these 60 checks. When I reach age 67 I will start getting 2 checks. $700 Social Security and $283 from my investments for a total of $983 which is almost what I would be getting if I waited until age 67 to start getting my social security benefits. Lets say I die at age 85. My social security checks stop. But what happens to the income from my first 60 social security checks that I have invested? These checks continue and my spouse or children or grandchildren can receive this income. What happens when they die. Their children or grandchildren will receive the income from my first 60 social security checks. I have created an income stream from my social security benefits that will go on FOREVER. Wouldn’t this give me the maximum benefits from Social Security?
    5 answers · 1 day ago
  • Why does Victoria's Secret Credit Card charge me finance charges if I paid off full statement balance?

    They said a new "law/policy" requires you pay your FULL balance to avoid interest charges, not just your STATEMENT balance. I have wells fargo and chase and all the major financial institutions and they only charge interest if you pay less than the statement balance. However, victoria's secret gives... show more
    They said a new "law/policy" requires you pay your FULL balance to avoid interest charges, not just your STATEMENT balance. I have wells fargo and chase and all the major financial institutions and they only charge interest if you pay less than the statement balance. However, victoria's secret gives me random charges that I don't really understand... So I called and they said pay off FULL balance to avoid "trailing interest charges." Can anyone explain if different banks have different rules on this interest charge matter? Thank you
    4 answers · 10 hours ago
  • Can you withdraw more funds in bank atm than the ones you have ?

    Say u have 30$ but u need 40$ will the bank let u get them out. Or will it charge u that fee
    Say u have 30$ but u need 40$ will the bank let u get them out. Or will it charge u that fee
    10 answers · 5 days ago