• What's the point of having life insurance?

    Is the only point of life insurance to have a proper burial? I could care less about a tombstone, I'm not going to be around to look at it. It seems that money spent on Life Insurance would be better spent paying down debts or saving up for purchases.
    Is the only point of life insurance to have a proper burial? I could care less about a tombstone, I'm not going to be around to look at it. It seems that money spent on Life Insurance would be better spent paying down debts or saving up for purchases.
    12 answers · 1 day ago
  • I want to change how much I receive a month for life insurance?

    Best answer: Send the agent a letter.
    Best answer: Send the agent a letter.
    5 answers · 13 hours ago
  • Did I have health insurance orrr?

    First job and first time doing taxes guys so please help me outttt. If they take medicare out your check does that mean you had health insurance? On my tax paper it says they took 211.69 out of my check for medicare tax. So I don't know if i had it or not
    First job and first time doing taxes guys so please help me outttt. If they take medicare out your check does that mean you had health insurance? On my tax paper it says they took 211.69 out of my check for medicare tax. So I don't know if i had it or not
    17 answers · 1 week ago
  • Do I need life insurance at 58??

    I'm 58 married-both kids adults and working full time. With are close to owning the house free and clear-worth about $600,000. My wife has a great career and a nice 401K and a great job, she is 53. My term life has expired and she wants me to get another policy- for about $400,000.I don't have much in... show more
    I'm 58 married-both kids adults and working full time. With are close to owning the house free and clear-worth about $600,000. My wife has a great career and a nice 401K and a great job, she is 53. My term life has expired and she wants me to get another policy- for about $400,000.I don't have much in my 401K. It wi cost about $125 per month for a new 15 year term policy. , Is this necessary???? ***We have about $80,00 in savings as well. Thanks
    13 answers · 7 days ago
  • Does cutting over 800 billion dollars from Medicare over 10 years give a giant FU to older Americans?

    Best answer: The GOP has never had the interest of their supportbase in mind. Ever. They let their states fall into poverty, pander to the rich and boast a corruption rate NINETY TIMES that of Democrats. That's 9000% MORE corruption that the Democratic party. Even their supposed 'conservative youth' advertisement... show more
    Best answer: The GOP has never had the interest of their supportbase in mind. Ever. They let their states fall into poverty, pander to the rich and boast a corruption rate NINETY TIMES that of Democrats. That's 9000% MORE corruption that the Democratic party.

    Even their supposed 'conservative youth' advertisement campaigns are marketed at - you guessed it - people in their 50s & 60s. They lie to their base, because they know their base can be fanaticized to go out and vote.
    You can't win with a majority vote if you're corrupt. But you CAN win with a minority vote if you rely on gerrymandering, fraud (like in Carolina) and a base kept perpetually angry to ensure they'll vote for you, no matter what.
    10 answers · 6 days ago
  • My dad is in the hospital in critical condition after suffering a stroke, and my grandmother is mad at me because I didn't continue to pay h?

    My dad went to prison in 2012 because he had molested me on and off pretty much throughout my entire childhood and adult life until then and I finally got the courage to tell someone when I was in behavioral health at the hospital in 2012. He was released from prison in 2017 and was in a nursing facility, but... show more
    My dad went to prison in 2012 because he had molested me on and off pretty much throughout my entire childhood and adult life until then and I finally got the courage to tell someone when I was in behavioral health at the hospital in 2012. He was released from prison in 2017 and was in a nursing facility, but recently he had a stroke and was sent to a hospital near there and is in critical condition. My dad had a life insurance policy when he went to prison and I continued to pay it for him by the month until I could not afford to pay it anymore. It was difficult to establish over the phone what the result would be if I did not continue to pay since I didn't have rights or power of attorney for him, but from what I could gather they had simply been withdrawing from the value of his policy to cover the cost of the payments that I was not making from the time I stopped making them. The policy was worth $10k and payments were around $40 a month and I stopped paying in the middle of 2015, so his policy should still have some cash value even if it is less than $10k. Nonetheless, my grandmother doesn't seem to think he has any money in a policy at all, and I am not sure if she knows something that I don't, but she is blaming me for not continuing to pay on my dad's policy. I fear that she will continue to blame me even more so if my dad passes and I just don't know what to do or how to feel about it.
    6 answers · 4 days ago
  • What’s even the point of this insurance?

    The insurance that I share with my mom has a $3000 deductible, meaning that I have to pay for everything out of pocket until I reach $3000 and it resets every year.
    The insurance that I share with my mom has a $3000 deductible, meaning that I have to pay for everything out of pocket until I reach $3000 and it resets every year.
    23 answers · 2 weeks ago
  • Can I use my expired Heath insurance card?

    I have an appointment at the hospital cause I recently found out I was pregnant. Well my health insurance card (the only one I can find) is expired. I have health insurance that is current just not a current card. Can I use the expired card or do I have to use a card that is up to date?
    I have an appointment at the hospital cause I recently found out I was pregnant. Well my health insurance card (the only one I can find) is expired. I have health insurance that is current just not a current card. Can I use the expired card or do I have to use a card that is up to date?
    13 answers · 2 weeks ago
  • Health insurance similar to Medicaid?

    I’m looking for health insurance that works the same as Medicaid, nothing out of pocket, covers everything that Medicaid would, I don’t care how much it costs, I just want to pay a once monthly fee and not worry about deductibles or whatever
    I’m looking for health insurance that works the same as Medicaid, nothing out of pocket, covers everything that Medicaid would, I don’t care how much it costs, I just want to pay a once monthly fee and not worry about deductibles or whatever
    9 answers · 2 weeks ago
  • Will my parents find out I filled a prescription through our insurance plan?

    I am 21, but am still under my parents' health insurance plan. I contacted the insurance company to see whether or not the policy holder is able to see if and what medications I was prescribed. The response I received was that, despite being under my parents' plan, that information can be viewed only by me,... show more
    I am 21, but am still under my parents' health insurance plan. I contacted the insurance company to see whether or not the policy holder is able to see if and what medications I was prescribed. The response I received was that, despite being under my parents' plan, that information can be viewed only by me, since I am over 18. I was skeptical to use it, so I decided the best bet was to pay out of pocket. I dropped my script off at a pharmacy, and returned to pick it up a couple of days later. I had not given them my insurance information, but they happened to find it and ran the medication through my insurance (I did not want to do it this way, but it saved me a little over $40, so I couldn't say no either), and I paid the co-pay when picking it up. I logged in to my portal on the insurance website and it appeared as a claim. Is it likely that my dad will find out I have been prescribed medication?
    9 answers · 2 weeks ago
  • If a doctors office says they accept your insurance, and then retroactively tells you they don't, are you required to pay the bill?

    We moved, and contacted a local family practitioner. Gave them all our Insurance info, then had multiple visits over the next several weeks. We had a newborn child at the time, handing our insurance card at the desk every time. Then we got a bill for $1800. They said they made a mistake, and they DON't actually... show more
    We moved, and contacted a local family practitioner. Gave them all our Insurance info, then had multiple visits over the next several weeks. We had a newborn child at the time, handing our insurance card at the desk every time. Then we got a bill for $1800. They said they made a mistake, and they DON't actually take our insurance. We pay $1300 a month or so for insurance (family of 5) and don't have the cash or the inclination to pay them $1800 for what I see as their mistake. Do I have options?
    15 answers · 2 weeks ago