• I am 18 and losing my health insurance, what do I do?

    My parents are dropping me from their health insurance due to a change in prices. I have no idea what to do. I live on my own and am employed. But my job does not offer insurance, how do I get health insurance with out changing employment?
    My parents are dropping me from their health insurance due to a change in prices. I have no idea what to do. I live on my own and am employed. But my job does not offer insurance, how do I get health insurance with out changing employment?
    9 answers · 2 days ago
  • Can I do anything about my mother's life insurance?

    For very personal reasons, I don't want to be included in my mother's life insurance, leaving my older sister as the full beneficiary. That is what I would like. But how can I do this without my mother's permission.
    For very personal reasons, I don't want to be included in my mother's life insurance, leaving my older sister as the full beneficiary. That is what I would like. But how can I do this without my mother's permission.
    8 answers · 5 hours ago
  • She said she called her insurance agent and that I would be getting a call from an "adjuster"?

    What is an adjuster? She bumped into my car Said she didn't want insurance involved My mechanic said she would have to sign a document She found out it was going to be expensive Now she called her insurance agent She told me I would be getting a call from an adjuster Is she trying to get out of paying for... show more
    What is an adjuster? She bumped into my car Said she didn't want insurance involved My mechanic said she would have to sign a document She found out it was going to be expensive Now she called her insurance agent She told me I would be getting a call from an adjuster Is she trying to get out of paying for some of it?
    8 answers · 2 days ago
  • What is a decent insurance?

    I'm 19, I work part time so I don't get insurance from my job. I also go to class so I can't really work full time. Well I choose not to do that to myself unless it's needed. Anyways, I want a healthy insurance that's not expensive like cheap ish, please list some below and I'll check them... show more
    I'm 19, I work part time so I don't get insurance from my job. I also go to class so I can't really work full time. Well I choose not to do that to myself unless it's needed. Anyways, I want a healthy insurance that's not expensive like cheap ish, please list some below and I'll check them out. I tried googling some but I rather get opinions from people.
    5 answers · 16 hours ago
  • I need a medical insurance?

    I don't have a job going college I don't qualified for medicaid idk how. I need get my daily check ups but got no money
    I don't have a job going college I don't qualified for medicaid idk how. I need get my daily check ups but got no money
    5 answers · 18 hours ago
  • I have a financial planning question? Details?

    Best answer: Don't buy these insurance policies unless: 1) You know you need it; and 2) You know what you're buying meets your needs; and 3) You've shopped around to make sure you're getting a decent price. Just curious...if you actually need life insurance or short-term disability insurance, how come you... show more
    Best answer: Don't buy these insurance policies unless:
    1) You know you need it; and
    2) You know what you're buying meets your needs; and
    3) You've shopped around to make sure you're getting a decent price.

    Just curious...if you actually need life insurance or short-term disability insurance, how come you don't already have it? Do you always buy things just because someone called you up and told you to?

    "What do you think?" A commissioned sales person is using their personal connection with you in order to make money.

    ETA: "I already have it through my work, but he says he can fill the gap because no one can live on half a pay check." Short-term disability is SHORT TERM. Most financially responsible adults can live on half a pay check for awhile. Many can live on zero paycheck for awhile especially if they have an emergency savings. Your "friend" is making broad statements that aren't true. Whether they are true for you or not, you didn't say.
    12 answers · 4 days ago
  • Can a company retroactively take out of your pay 3 months of health insurance?

    I left a job for a temp position (more money) with hopes of transition to permanent, did not happen! Returned to old job (I had a good record) in 5 months. I was treated as a new hire, so had to wait 90 days to sign for health insurance. Here is where it gets interesting! My 90 day wait period was up and I... show more
    I left a job for a temp position (more money) with hopes of transition to permanent, did not happen! Returned to old job (I had a good record) in 5 months. I was treated as a new hire, so had to wait 90 days to sign for health insurance. Here is where it gets interesting! My 90 day wait period was up and I received my insurance packet to sign up. In the packet, benefits department called me a rehire and I was eligible 3 months prior to receiving my packet. The company is now taking out of my pay the 3 months of insurance I did not have. Feedback please!?
    8 answers · 3 days ago
  • Does health insurance for a child on a parent's policy end on the child's 26th birthday or "through" the child's 26th year?

    If my child is covered until age 26, does that mean the day after her birthday, she doesn't have coverage?
    If my child is covered until age 26, does that mean the day after her birthday, she doesn't have coverage?
    10 answers · 4 days ago
  • Car insurance premium goes up $20+/month each quarter?

    I've had my car insurance policy for 2 years this September. My premium has gone up over $100/month since I first started this policy. No new claims. I have the SR22 contract which lasts another year. Obviously I have a bad driving history and I'm not proud of my past. I'm just wondering why my premium... show more
    I've had my car insurance policy for 2 years this September. My premium has gone up over $100/month since I first started this policy. No new claims. I have the SR22 contract which lasts another year. Obviously I have a bad driving history and I'm not proud of my past. I'm just wondering why my premium continues to increase every quarter when it's renewed with no new claims. Whenever I talk to the agency, they just say that it's the lowest they can get. I know there are a lot of factors that go into determining rates but I'm kind of clueless about this. Thank you.
    8 answers · 5 days ago
  • Prenatal visit billed as a regular Dr visit?

    Best answer: Your doctor's office is not responsible for knowing how your insurance works. They work with many different plans. I understand why you were confused because your former doctor didn't do it like this and you had no idea there was any question about how it was going to be billed. I'm not a medical... show more
    Best answer: Your doctor's office is not responsible for knowing how your insurance works. They work with many different plans. I understand why you were confused because your former doctor didn't do it like this and you had no idea there was any question about how it was going to be billed.

    I'm not a medical billing and coding specialist. However, I can google and most of the information out there says that the first visit is a pregnancy confirmation visit not considered prenatal care. It is billed differently than a prenatal visit. It seems like your former doctor was the one that was likely billing incorrectly. FYI - the insurance company reps also aren't billing and coding specialists.

    CONGRATULATIONS!!

    There are also women who have taken hpt tests and believe they are preggie to learn they aren't.
    5 answers · 3 days ago
  • Why do you need a broker for TLC insurance for Uber (in NYC)?

    I keep hearing about getting an insurance broker for TLC. I'm doing Uber (in NYC) and I don't understand what a broker can do that you can't do yourself. I mean what's the difference between him/her getting me some specialized license vs me getting my own commercial license from somewhere like... show more
    I keep hearing about getting an insurance broker for TLC. I'm doing Uber (in NYC) and I don't understand what a broker can do that you can't do yourself. I mean what's the difference between him/her getting me some specialized license vs me getting my own commercial license from somewhere like progressive or Geico?
    5 answers · 3 days ago
  • Can employees elect dental insurance at any time? Or is it only during open enrollment?

    Hi there! Can employees elect dental insurance any time, or is it only during either open enrollment, or once they are a new hire and eligible ( as it is for medical)? Thank you!
    Hi there! Can employees elect dental insurance any time, or is it only during either open enrollment, or once they are a new hire and eligible ( as it is for medical)? Thank you!
    14 answers · 1 week ago
  • What is life insurance?

    6 answers · 1 week ago
  • Who's dependant will be child be under?

    I am pregnant and a dependent under my Father's insurance, my boyfriend is under his Mothers. We are not getting married, and are not covered under our jobs. Can our child be covered under one of our parents or a state/federal program? Or will I have to not be a dependent under my father and buy my own health... show more
    I am pregnant and a dependent under my Father's insurance, my boyfriend is under his Mothers. We are not getting married, and are not covered under our jobs. Can our child be covered under one of our parents or a state/federal program? Or will I have to not be a dependent under my father and buy my own health insurance? Thank you, just trying to plan ahead.
    6 answers · 5 days ago
  • Is there a type of insurance for caretaking of a sick relative?

    Something similar to FMLA (but its my undersanding that FMLA doessn't pay you) I've already surpassed the need for this essentially.. but this past year my stepson was sick for 4 months with meningitis and needed round the clock care. I happen to work from home so I was able to tend to him but it has been... show more
    Something similar to FMLA (but its my undersanding that FMLA doessn't pay you) I've already surpassed the need for this essentially.. but this past year my stepson was sick for 4 months with meningitis and needed round the clock care. I happen to work from home so I was able to tend to him but it has been difficult and quite frankly i never want to have to go through this again.. but neither my husband or I could take off work for an extended period like 4 months
    7 answers · 1 week ago