• How does life insurance woek?

    Lets say ahe has a million dollar policy for 10 years and she doesn't die. What happens? Do you renew for another 10 years and hope she dies then?
    Lets say ahe has a million dollar policy for 10 years and she doesn't die. What happens? Do you renew for another 10 years and hope she dies then?
    6 answers · 3 days ago
  • Can medical insurance legally back date the cancellation date and leave unpaid bills?

    I recently lost my medical insurance due to not being able to pay my premium. It was terminated in March but then I started getting bills from doctors that I saw in Jan and Feb. I called all the billing departments and they said that I was "active and covered" when I was treated but once I lost insurance... show more
    I recently lost my medical insurance due to not being able to pay my premium. It was terminated in March but then I started getting bills from doctors that I saw in Jan and Feb. I called all the billing departments and they said that I was "active and covered" when I was treated but once I lost insurance they back dated it to Jan 1st and left THOUSANDS OF DOLLARS of unpaid claims for everything from hospital visits, cardiologist appointments, primary care doctor appointments and much more. Any help would be appreciated. I don't know what else to do.
    9 answers · 2 days ago
  • What are some affordable infant only insurance plans?

    Unfortunately because my girlfriend and i are not married we cannot receive public insurance such as medikids and CHIP without cooperating with child support. I've priced putting my son on my work insurance but, it was very expensive to do so i am looking for some affordable private infant only insurance. ive... show more
    Unfortunately because my girlfriend and i are not married we cannot receive public insurance such as medikids and CHIP without cooperating with child support. I've priced putting my son on my work insurance but, it was very expensive to do so i am looking for some affordable private infant only insurance. ive been looking on line but the companies ive talked to either wont insure my son unless he is 2 yrs old and/or wont insure him on a plan by himself. if anyone has some experience or segestions it would be much appreciated
    8 answers · 4 days ago
  • What happens if I don't pay a medical bill?

    I've been going to the same doctor for nearly 3 years. I've had Medicaid the entire time as well. I already had one doctor's visit this year and there was a problem with my insurance (it just needed updating). However, when I was trying to get everything straightened out, I was informed by my... show more
    I've been going to the same doctor for nearly 3 years. I've had Medicaid the entire time as well. I already had one doctor's visit this year and there was a problem with my insurance (it just needed updating). However, when I was trying to get everything straightened out, I was informed by my doctor's office that they do not accept Medicaid. I asked if this was a recent change and they ignored my question. Today, I checked the mail and received a bill from them for $200, which should have been completely covered by my insurance. I'm going to call them tomorrow, but why should I have to pay this? How was I supposed to know they suddenly stopped accepting my insurance?
    12 answers · 6 days ago
  • How much would it cost out of pocket (no insurance) to determine if one has ever suffered a stroke?

    Best answer: That depends which hospital you go to. Call and ask their ER fee. If you dont have much money go to any health clinic operated by your county or city.
    Best answer: That depends which hospital you go to. Call and ask their ER fee. If you dont have much money go to any health clinic operated by your county or city.
    11 answers · 1 week ago
  • My mediclaim was not approved?

    9 answers · 1 week ago
  • Are my travel insurers negligible for anything here?

    Hello. Okay, I'll try to fit this. -Fractured my hip and femur skiing. Let my insurers know before reaching hospital. It took 8 hours to reach hospital. -I had treatment in Montenegro. The nurses were honorific neglectful (you'd wallow in your mess if they weren't coming and would scream at me. -I... show more
    Hello. Okay, I'll try to fit this. -Fractured my hip and femur skiing. Let my insurers know before reaching hospital. It took 8 hours to reach hospital. -I had treatment in Montenegro. The nurses were honorific neglectful (you'd wallow in your mess if they weren't coming and would scream at me. -I didn't eat for a week. Just a couple slices of bread a day. I got sick after 3 days of this and could no longer due to immense stomach pain. -My mother was letting insurance know what I was going through often. -My insurance did nothing. They left me. -When I was told I could be discharged the insurance weren't paying the hospital...after three days of more misery and pain I was so upset and just paid the 900 euros myself. - I had to have a friend travel 6 hours every day to sort my insurance out with the hospital. This wasn't her responsibility. -I stayed with friends after. In bed every day. I needed physiotherapy. Insurance did nothing. -I became worse after three weeks and my knee completely ceased up. -My mother took annual leave for a few days to bring me home. -I was still seriously injured and couldn't walk. -Insurance booked me three seats on a budget flight to return. (The captain thought it was odd) This was terribly painful and uncomfortable. I went to hospital on my own accord when home. I had new x-rays. The British surgeon told me that the surgery was not up to standards, and it may cause very serious complications. As well as the hip fracture being very serious.
    12 answers · 2 weeks ago
  • Is affordable health insurance is still going on in 2018?

    Best answer: Nothing has been changed, another hike is expected this year as last years was, My health plan renews every April, 33% hike, but 30 is what was expected for this year anyways. If you are only paying 30 bucks or so a month, then you have a subsidized plan, you options will be even more limited, don't know how... show more
    Best answer: Nothing has been changed, another hike is expected this year as last years was, My health plan renews every April, 33% hike, but 30 is what was expected for this year anyways. If you are only paying 30 bucks or so a month, then you have a subsidized plan, you options will be even more limited, don't know how subsidized plans are effected by the cost increase though.
    10 answers · 2 weeks ago
  • Let's say my salary was $10 $1 for HSA contribution (PreTax) My pay is $9, right? I got $8 in my bank and $1 in HSA bank Where did $1 go?

    Best answer: Regarding this response: Salary 1000 Deduction from gross 401K -50 Health INS -50 HSA Employee (Pretax)-100 ---- -200 Taxes Federal -100 Social Security Employee -50 Medicare Employee -50 KY -withholding -100 ---- -300 Net Pay 500 Direct Deposit Checking 400 HSA 100 Your employer is doing it... show more
    Best answer: Regarding this response:

    Salary
    1000

    Deduction from gross
    401K -50
    Health INS -50
    HSA Employee (Pretax)-100
    ----
    -200

    Taxes
    Federal -100
    Social Security Employee -50
    Medicare Employee -50
    KY -withholding -100
    ----
    -300

    Net Pay 500

    Direct Deposit
    Checking 400
    HSA 100

    Your employer is doing it wrong. You should have $500 go to checking and $100 to the HSA. I wonder how many other people your genius of an HR/Payroll person is screwing over. Sounds more like they're an idiot than a scammer, but totally wrong.

    So, to answer your question, the extra money is still in your employer's bank account.
    8 answers · 2 weeks ago
  • Health insurance eligibility?

    If I took 20mg of Prozac a day and had counseling for anxiety when I was 16 years old can I be denied health insurance later in life? The pills were paid for with insurance and the counseling was out of pocket.
    If I took 20mg of Prozac a day and had counseling for anxiety when I was 16 years old can I be denied health insurance later in life? The pills were paid for with insurance and the counseling was out of pocket.
    5 answers · 1 week ago