• Just got credit card, how do I quickly build credit score?

    Best answer: Actually using more than 40% of your credit limit will negatively affect your credit score. The smartest thing to do is to use the card to buy items that you would buy anyway with cash. Food, household items, etc. Then pay it off in full each month. In six months your score should rise. As far as getting an... show more
    Best answer: Actually using more than 40% of your credit limit will negatively affect your credit score. The smartest thing to do is to use the card to buy items that you would buy anyway with cash. Food, household items, etc. Then pay it off in full each month. In six months your score should rise. As far as getting an apartment, the fact that you were given a $2,500 credit limit means that your score is probably already high enough to qualify to rent an apartment. All that you need to do is go to a place that you are interested in living and fill out an application. You'll need to pay an application fee which will pay for the processing and credit check. You can also consider purchasing furniture at a furniture store that offers 0% financing charge if paid off by a certain time usually 6-12 months. Just make sure to pay it off and that will improve your credit score even more and won't cost you anything in interest. I'm assuming you will need furniture obviously.
    31 answers · 2 days ago
  • Do debit cards have limits like credit cards?

    I ask because I m trying to book a hotel that will cost $13000 but my credit cards don t have a limit that high.
    I ask because I m trying to book a hotel that will cost $13000 but my credit cards don t have a limit that high.
    21 answers · 2 days ago
  • Delete or hide address from credit report?

    Best answer: If you put a freeze on the credit reports, nothing will show up
    Best answer: If you put a freeze on the credit reports, nothing will show up
    10 answers · 2 days ago
  • Do online purchases with gift cards show up on bank accounts?

    So i recieved a 50 dollar electronic gift card to amazon. I want to buy something for my moms birthday without her noticing. Like a suprise. But if i buy it will she notice it on her bank account transactions? the gift is 30 dollars so it will all be charged to the gift card and wont come out of the credit card. ... show more
    So i recieved a 50 dollar electronic gift card to amazon. I want to buy something for my moms birthday without her noticing. Like a suprise. But if i buy it will she notice it on her bank account transactions? the gift is 30 dollars so it will all be charged to the gift card and wont come out of the credit card. I dont have my own credit card btw im a kid. So just wondering. Thanks.
    9 answers · 2 days ago
  • If I applied for a credit card application and if it gets approved, nothing is official until I say I want the credit card, right?

    Im an incoming freshman in college and I wanted to start a credit history. So I applied for Discover chrome student credit card application and realized I actually wanted to get the Discover Student (not the Chrome). IF Discover approves my application, I'm not like stuck with it right? I can still reject... show more
    Im an incoming freshman in college and I wanted to start a credit history. So I applied for Discover chrome student credit card application and realized I actually wanted to get the Discover Student (not the Chrome). IF Discover approves my application, I'm not like stuck with it right? I can still reject it? Because I was gonna put another application in for the Discover Student (the one I wanted rather than the Chrome version) and was afraid that if both of them were accepted, I would be stuck with two credit cards O-o and thanks
    15 answers · 3 days ago
  • What credit card should I get?

    I really want a credit card but I have no previous credit history so how do I get one? And what's the best one to get as a first timer? I'm a college student and having a credit card would make things a lot easier right now. Also, I don't have anyone that can cosign with me so I'm completely on my own. show more
    I really want a credit card but I have no previous credit history so how do I get one? And what's the best one to get as a first timer? I'm a college student and having a credit card would make things a lot easier right now. Also, I don't have anyone that can cosign with me so I'm completely on my own.
    8 answers · 1 day ago
  • Can I build credit with a checking account at 17?

    Im 17 and I have a checking account and I have a debit card. Can I build credit right now if I do monthly payments and subscriptions?
    Im 17 and I have a checking account and I have a debit card. Can I build credit right now if I do monthly payments and subscriptions?
    6 answers · 11 hours ago
  • Can.I.pay.my.cable.bill.with.a...

    6 answers · 19 hours ago
  • How do I get a secured credit card with no bank account?

    My husband has old debt on not only his credit report but on chex systems from before we were together. We are working on his credit now but when we get all the crap removed from his credit report that shouldnt be on there, we still need to up it a little more so we can get a house. I cant put him on my bank... show more
    My husband has old debt on not only his credit report but on chex systems from before we were together. We are working on his credit now but when we get all the crap removed from his credit report that shouldnt be on there, we still need to up it a little more so we can get a house. I cant put him on my bank account until we pay off a few thousand dollars he has with chex systems but we need to get him a secured card. is there any good secured cards that dont need a bank account? or is there a way to use mine since we are married? Any other way?
    6 answers · 1 day ago
  • Can you return an unused(but registered) visa debit gift card for cash?

    I bought a visa gift card and i could not use itto get what i wanted, so im trying to see what i can do. Thanks for any response!
    I bought a visa gift card and i could not use itto get what i wanted, so im trying to see what i can do. Thanks for any response!
    11 answers · 4 days ago
  • Bad credit need loan?

    5 answers · 16 hours ago
  • How good credit score, 799.?

    7 answers · 3 days ago
  • Can my parents see what I buy with a debit card?

    if I bought something on amazon or something, what would it say on the bank statement? Would it say the actual product purchased, or would it just say that i bought something on amazon?
    if I bought something on amazon or something, what would it say on the bank statement? Would it say the actual product purchased, or would it just say that i bought something on amazon?
    4 answers · 3 hours ago