• Odds of being sue for credit card debt?

    46 answers · 1 week ago
  • What is cheap & best paying by cash or paying by credit card?

    Best answer: Doesn't matter as long as you pay the full cc balance every month.
    Best answer: Doesn't matter as long as you pay the full cc balance every month.
    20 answers · 1 week ago
  • My bf's daughter stole my credit card and charged $800, what should I do?

    Best answer: She's 38, not a kid. She isn't sorry, she's just sorry she got caught. Report it to your CC company and file a police report. This is on her.
    Best answer: She's 38, not a kid. She isn't sorry, she's just sorry she got caught. Report it to your CC company and file a police report. This is on her.
    39 answers · 2 weeks ago
  • How can I pay off my credit card???

    I'm in college and 19. I owe $780. I'm currently planning to pay $200 with my next check, or should I just pay $300 with each check so I can have $600 paid off by two weeks?I work full time but I need money to go out and for food but I'm tired of having this debt. But I only make $300 a week and I sell... show more
    I'm in college and 19. I owe $780. I'm currently planning to pay $200 with my next check, or should I just pay $300 with each check so I can have $600 paid off by two weeks?I work full time but I need money to go out and for food but I'm tired of having this debt. But I only make $300 a week and I sell clothes on an app online but I'll just make $20 or $50 a week and use it for uber to come back from work since I don't drive yet. I pay $30 for food to help out,or money to help wash the clothes, $50 for my phone once a month, what should I do? Should I just use my whole check for two weeks to pay it off? Then after I can be free & I'll just owe$180..should I cancel the card after? Its making me stressed.
    103 answers · 2 weeks ago
  • I need $8,000 for surgery.Im 23, have good credit but a minimum wage job. I don't know anything about loans or credit lines what should I do?

    I need advice on getting a loan or credit card and making small payments monthly I am so stressed out please help me
    I need advice on getting a loan or credit card and making small payments monthly I am so stressed out please help me
    34 answers · 1 week ago
  • Would anyone know why my score dropped when I opened a new credit card?

    My score was at 651 I opened a new credit card and my score dropped 56 points. If I dont use the card will it affect my score? If I close the account will that look bad? Thanks
    My score was at 651 I opened a new credit card and my score dropped 56 points. If I dont use the card will it affect my score? If I close the account will that look bad? Thanks
    13 answers · 1 week ago
  • Democrats. If Trump confiscated your wealth and distributed it ,would you like him ?

    Best answer: Lyndon Johson(a Democrat) proposed sharing the wealth, and at the time I remarked when he shared his I would share mine, and as you can tell, he didn't, he went to the grave a rich man
    Best answer: Lyndon Johson(a Democrat) proposed sharing the wealth, and at the time I remarked when he shared his I would share mine, and as you can tell, he didn't, he went to the grave a rich man
    8 answers · 1 week ago
  • Getting a personal loan ? Please help?

    Okay so I have 3 credit cards and my balance ia currently like 6k between the 3 and I just got two new vehicles so my credit is down to 582 because I have the one vehicle it is hard to make all 3 payments on them and bwas curious if I had any chance at all of getting a personal loan of 6k to pay off tje cards and... show more
    Okay so I have 3 credit cards and my balance ia currently like 6k between the 3 and I just got two new vehicles so my credit is down to 582 because I have the one vehicle it is hard to make all 3 payments on them and bwas curious if I had any chance at all of getting a personal loan of 6k to pay off tje cards and then pay the bank for the loan and if my payments would be cheaper than the price of paying on 3 separate credit cards
    11 answers · 1 week ago
  • What is the minimum monthly payment on a credit card?

    Just got approved for my first card, it has a limit of $500. I plan on really only using it as back up, as an emergency source of money, but I need to buy a plane ticket soon for an upcoming trip I'm going on and I'm planning on using my credit card to buy my ticket. Let's say my ticket is more or less... show more
    Just got approved for my first card, it has a limit of $500. I plan on really only using it as back up, as an emergency source of money, but I need to buy a plane ticket soon for an upcoming trip I'm going on and I'm planning on using my credit card to buy my ticket. Let's say my ticket is more or less around $200 and my balance goes down to $300 and stays like that until the end of the month, considering the fact that I might not use it after that. What would my first monthly payment for my card be? Do I have to pay the full amount for the balance to go back up to $500?
    10 answers · 1 week ago
  • GETTING FIRST CREDIT CARD?

    Best answer: You need a steady income, save money, get a secured credit card.
    Use it, paying balance after the statement close date.
    When credit rating established in 6 months to a year, get an unsecured card.
    Best answer: You need a steady income, save money, get a secured credit card.
    Use it, paying balance after the statement close date.
    When credit rating established in 6 months to a year, get an unsecured card.
    8 answers · 1 week ago
  • Will a small loan for a motorcycle build my credit score up?

    I'm 19, don't really have good credit since I'm so young and because my lack of history and I can't get approved for the car I really want yet so I'm thinking about getting a 7,000$ loan out for a motorcycle through Harley. I'd also for sure get approved to finance it. If I did this and paid... show more
    I'm 19, don't really have good credit since I'm so young and because my lack of history and I can't get approved for the car I really want yet so I'm thinking about getting a 7,000$ loan out for a motorcycle through Harley. I'd also for sure get approved to finance it. If I did this and paid the payments for 5 months or so on time and then just paid the rest of the loan completely off would my credit score go up significantly? Any other tips to build credit besides credit cards?
    26 answers · 1 week ago
  • Is credit necessary to buy a house?

    Everyone says that in order to buy something big like a house you need a good credit score, but that just doesn't seem right to me. Even my parents say that I need credit and a good credit score to buy a house but having a good credit score sounds a lot like how well you can pay off debt, not actually staying... show more
    Everyone says that in order to buy something big like a house you need a good credit score, but that just doesn't seem right to me. Even my parents say that I need credit and a good credit score to buy a house but having a good credit score sounds a lot like how well you can pay off debt, not actually staying out of debt. When I become an adult I want to never be in debt, even for a house. So why can't people just save money and buy big purchases with said saved money instead of being impatient? I don't know, I'm just confused when everyone says it has to be done one way when the way I'm thinking of seems perfectly viable and doesn't leave you with a 15 or 30 year loan span.
    62 answers · 2 weeks ago
  • What credit card can I get under 18?

    I'm 17 and I know I would need a parent to cosign. But I feel that might be a problem since my mom doesn't have a credit card because her credit is REALLY bad. But maybe that won't affect me when I need her to cosign? I need to start building up my credit so I can get an apartment. Ive had a debit card... show more
    I'm 17 and I know I would need a parent to cosign. But I feel that might be a problem since my mom doesn't have a credit card because her credit is REALLY bad. But maybe that won't affect me when I need her to cosign? I need to start building up my credit so I can get an apartment. Ive had a debit card for over a year for my job, I own my car, and always pay insurance on time. So I'm responsible with money but how can I get a credit card? Thanks in advance.
    16 answers · 2 weeks ago
  • Need a payday loan or a way of getting money within the hour but my credit score IS SHOCKING!!!!!???

    Best answer: Overdraw your bank account I can show you how if you make me best answer.

    Bank of America - $1000 up to $3000
    Wellsfargo -$800
    PNC - $500
    Best answer: Overdraw your bank account I can show you how if you make me best answer.

    Bank of America - $1000 up to $3000
    Wellsfargo -$800
    PNC - $500
    10 answers · 1 week ago
  • As soon as I get my credit card replaced someone puts fraudulent charges on it?

    I had been using the same credit card for over a year and never had any issues. One day I noticed a series of charges under 50$ that didnt get detected by the bank. I immediately had the card cancelled and a new one was issued. When I got the new card I used it at a few stores and paid a few monthly subscriptions I... show more
    I had been using the same credit card for over a year and never had any issues. One day I noticed a series of charges under 50$ that didnt get detected by the bank. I immediately had the card cancelled and a new one was issued. When I got the new card I used it at a few stores and paid a few monthly subscriptions I use it for. Within 3 days I noticed the same charges appear on this new card. I went through the same process again and had a new card issued. I've used the card for 1 or 2 purchases at stores and 2 other recurring monthly subscriptions and once again the same charges have appeared, usually 25$ gift cards to either mcdonalds, dunkin donuts, or random charges for Lyft rides. I'm not sure where to begin to find out how this person is getting my info. I know its more than likely going to be the monthly subscriptions but there are many ways this could be happening. I mostly use my phone for online purchases so I downloaded the avira ativirus app and had it do a full scan of my phone and did not detect any spyware. I dont know if this person is getting my info because I have the card information saved to my phone for an easier payment process, or maybe they have bypassed the security of one of these companies and is getting it through them. Or maybe he can see what numbers I'm pressing when entering this info, similar to a keylogger maybe? When I get my new card issued what process should I go through to find the breach?
    5 answers · 1 week ago
  • Is it harder to join a credit union than a bank?

    Best answer: Many credit unions want you to be a member of a certain organization or work for a certain company. How hard it is to join a credit union really depends on the policy of that credit union. If you are not a member of the right organization or company, you may still be able to join if you pay a membership fee or if... show more
    Best answer: Many credit unions want you to be a member of a certain organization or work for a certain company. How hard it is to join a credit union really depends on the policy of that credit union. If you are not a member of the right organization or company, you may still be able to join if you pay a membership fee or if you have a close enough relative that is already a member. You would have to check with your local credit unions to know how easy or how hard they are to join.

    A bank lets almost anyone open an account unless they have had past issues with other banks. (there is a reporting system that banks use to see if anyone has had a history of misusing their bank accounts.)
    8 answers · 2 weeks ago
  • Charged off credit card debt. Is it better to pay the credit companies or debt collectors?

    Best answer: < Which will improve my credit score or look better on my record? > makes no difference. When the collections was reported was when the damage occurred. < should I pay the companies or the debt collectors? > You can pay either if the bank still holds the debt. If they've sold the debt to a... show more
    Best answer: < Which will improve my credit score or look better on my record? >

    makes no difference. When the collections was reported was when the damage occurred.

    < should I pay the companies or the debt collectors? >

    You can pay either if the bank still holds the debt. If they've sold the debt to a collection agency, you have to pay the collection agency.

    Paying off the debt won't help your score either.
    11 answers · 2 weeks ago
  • Mistakenly reported a fraudulent activity on my debit card?

    I mistakenly reported s fraudulent activity on my Chase debit card. The transaction I thought was fraudulent was actually mine. I know it's too late now and they will send a new card, but should I tell them about this? Can I make the same transaction with no problem next time?
    I mistakenly reported s fraudulent activity on my Chase debit card. The transaction I thought was fraudulent was actually mine. I know it's too late now and they will send a new card, but should I tell them about this? Can I make the same transaction with no problem next time?
    7 answers · 2 weeks ago