• How much is car insurance for teens in Cali?

    My daughter is getting a 2015 Camaro she's had her license for 6 months and is 16
    My daughter is getting a 2015 Camaro she's had her license for 6 months and is 16
    43 answers · 4 days ago
  • I traded a guy my car for his I held on to my title cause he said his mother was having title problems and proved it in pictures?

    She signed the title over to him put his name on it when she was only just supposed to put her own I still have my title and everything I'm just trying to figure out what's going on he doesn't reply to my texts messages at all or anything the vin on the title matched the car and had his name and his... show more
    She signed the title over to him put his name on it when she was only just supposed to put her own I still have my title and everything I'm just trying to figure out what's going on he doesn't reply to my texts messages at all or anything the vin on the title matched the car and had his name and his mothers on it I looked them up on Facebook he said he took it to the DMV to get it out in his name but it's gonna take 5-7 days to get it back and he hasn't been replying to anyyyytginf I text him is there anything I can do anyone I can show we made a contact saying my car couldn't be registered till that is shown since the car was from 1985 and he signed it can I take this all to the dmv?
    9 answers · 3 days ago
  • How much should I pay for a car repair as a nanny?

    Best answer: $0.00. For a reason. You are employed as a NANNY. NOT AS A chauffeur. . The owner of the vehicle can say he cracked the tail light himself. That falls on the owner's insurance. It might be within the owner's coverage package as "Collision coverage" . BUT, normally NO ONE has 100% coverage.... show more
    Best answer: $0.00. For a reason.
    You are employed as a NANNY.
    NOT AS A chauffeur.

    . The owner of the vehicle can say he cracked the tail light himself. That falls on the owner's insurance. It might be within the owner's coverage package as "Collision coverage" . BUT, normally NO ONE has 100% coverage. There is a deductible.(the first couple hundred comes out of the owner's pocket) BEFORE the insurance gets involved. Some tail lights are that crazy expensive.

    Now, if this is the FIRST and only claim made on the vehicle, insurance rates DO NOT INCREASE. (the first is kind of a Freebie)

    IF, however, he does do smash ups and crack ups as a weekly or monthly event, then the INSURANCE has a record of his claims and will "UP it" because he is trying to take advantage of the Insurance system.
    . For a one timer, they know accidents happen, so nothing will come of it.

    . The collision assessor will look the damage over and what his assessment of the cost is going to be different than what you got from the autobody shop...it will be lower. This is stuff the owner has to do on his own as it is his insurance and he may not have collision insurance so the entire cost comes out of his pocket. He chanced it and he lost.
    . But you are basically an EMPLOYEE of the owner, so he has to take it on the chin as "a cost of having an employee". Official or unofficial. It is part of the risk.

    As you are "paid under the table" the employer is in more hot water than you.
    It is his problem.
    You are being nice if you are offering to pay the deductible though that amount may be $1000.00 so I would not rush into the amount yet.

    No cops are involved as it was all the owners personal property...on his property. So no traffic fines are levied on your driver's license.(which would be YOUR responsibility)

    This is just a "Bad Luck day" for the owner. You were not trying to crash it.

    If you were on the insurance as an occasional driver, the premiums would already have been higher.

    I Worked in the trucking industry for a company and that is how insurance works for the owner of the company.
    No cost to you.

    Same for company owned Taxi businesses
    No cost to you.

    If it was your car and you smashed it up, then it would be "UP to you" whether or when you fix YOUR car. It was your fault and maybe you can "Live" with it. At a $1000.00 for a piece of plastic, I know I can for quite awhile.
    11 answers · 2 days ago
  • Should I fight to prove I am not at fault in an accident?

    Best answer: You gotta fight, for your right, to parrrrrttttttyyyyyy-Beastie boys
    Best answer: You gotta fight, for your right, to parrrrrttttttyyyyyy-Beastie boys
    24 answers · 6 days ago
  • Got rear ended while stopped at Red Light by a Ram 2500, Insurances for both the driver that rear ended me and mine are the same Progressi?

    Got rear ended while stopped at a Red Light by a Ram 2500, Insurances for both the driver that rear ended me and mine are the same...Progressive. Progressive has only repaired the cosmetic damage the bumper and the bent spare wheel that was destroyed from the impact. However my vehicle has received extensive damage... show more
    Got rear ended while stopped at a Red Light by a Ram 2500, Insurances for both the driver that rear ended me and mine are the same...Progressive. Progressive has only repaired the cosmetic damage the bumper and the bent spare wheel that was destroyed from the impact. However my vehicle has received extensive damage to the suspension, inner and outer tie rods, all 4 struts assemblies front and rear, as well as the wheel bearings. The estimate to fix the mechanical issues is $2500 however Progressive completely denies the mechanical damage and has denied to fix it several times even after fighting back and forth with them and having re-inspections. My vehicle now pulls extremely hard and vibrates violently as well as can not have an alignment performed. What can I do at this point? Should I file a claim and pay the $500 deductible or is there another way I can get the person that destroyed my vehicle to take responsibility for the damages. I tried BBB but they have been completely useless.
    9 answers · 1 day ago
  • Is it worth paying £280 to get my 2014 Cosa (30,000 miles) serviced by Vauxhall to get the stamp in the book. I m not selling anytime soon.?

    it s always been a Vauxhall service and due the full service since I did interim last time. I m thinking I save £150 now and surely won t deduct that much from the selling price in 3 or 4 years?
    it s always been a Vauxhall service and due the full service since I did interim last time. I m thinking I save £150 now and surely won t deduct that much from the selling price in 3 or 4 years?
    6 answers · 4 hours ago
  • Driving record question?

    If I got pulled for a texting while driving, but it was only a $25 fine which I paid and zero points on my license, so the insurance company doesn't even know would it even be on my record at all?
    If I got pulled for a texting while driving, but it was only a $25 fine which I paid and zero points on my license, so the insurance company doesn't even know would it even be on my record at all?
    8 answers · 1 day ago
  • Car crash when I'm uninsured, what are my options?

    my car insurance ran out less than 12 hours prior to the incident. I was not notified of the expiration (they phoned me but was at work so didn't receive the call or see the email.) I rear ended another car. I offered to pay for the damages and compensation myself after I found out that I was uninsured however... show more
    my car insurance ran out less than 12 hours prior to the incident. I was not notified of the expiration (they phoned me but was at work so didn't receive the call or see the email.) I rear ended another car. I offered to pay for the damages and compensation myself after I found out that I was uninsured however because my insurers system had not updated they told the lady I crashed into that I was insured (she thinks I was trying to get out of receiving a claim now and was lying) . I guess she will find out next week that I'm not insured, what are my options, I live in the uk.
    13 answers · 3 days ago
  • Someone wrecked my car and fled the scene. Now I don't know where my car is.?

    Best answer: Wow, very bad idea. You should never do this, and probably will not ever do it again after this situation. You are lucky he did not injure or worse kill someone, or hit three other cars and cause...say $100,000 of property damage, that is just one BMW and one Mercedes. And does he have parking tickets, or other... show more
    Best answer: Wow, very bad idea. You should never do this, and probably will not ever do it again after this situation.
    You are lucky he did not injure or worse kill someone, or hit three other cars and cause...say $100,000 of property damage, that is just one BMW and one Mercedes.
    And does he have parking tickets, or other driving infractions that will come back to you? Or committed suspicious/criminal acts, like say visiting a known drug house or area...and the local police have your car's tag number and you in their system for that investigation. Sounds like an over exaggeration until you get pulled over for speeding in a nice safe part of town, and for some reason the office wants to call in a K9 unit to run your car for drugs, it is because you are in the system.
    Value of vehicle? Year, make, model, miles? Do you have comp and collision.
    You might want to hire an attorney here.
    Or go to the police station, ask for the accident report. They will kindly ask you to ID the driver, or if not say OK we will simply list you as the driver and here are some tickets for reckless op, fleeing the scene of an accident, etc. So you ID the guy, he needs to hire an attorney or go in plead mercy and say he was injured so he left.
    He may have outstanding warrants or he was DUI, but that is his problem.
    The car was impounded. Is it totaled?
    If you have comp and collision then file an insurance claim, simply say your friend was driving your car and leave it at that. If there is property damage, pole, fence, ect damage your insurance co. will have to pay for that.
    Best of luck.
    6 answers · 1 day ago
  • When a person cosigns with someone else on a new car purchase, can the co-signor be liable to lose their property if....?

    the car gets wrecked yet somehow the buyer only had liability insurance on it.
    the car gets wrecked yet somehow the buyer only had liability insurance on it.
    18 answers · 6 days ago
  • Is car expensive expensive for teens in the USA?

    You always see in movies teenagers with a muscle/sports car. Is that realistic? I'm from the uk and a small city far for a 17 y/o is around £2500 annually for insurance.
    You always see in movies teenagers with a muscle/sports car. Is that realistic? I'm from the uk and a small city far for a 17 y/o is around £2500 annually for insurance.
    9 answers · 3 days ago
  • I'm in Cali. Will repainting my 16 year old daughter's BMW i8 red increase insurance?

    Kimothy wants what Kimothy wants. And boy oh boy Kimothy threw the mother of all tantrums on her 16th birthday when she saw that her brand new 2017 BMW i8 was white instead of red. She's refusing to talk to me until I have the car re-painted. I know buying a red car off the lot comes with a higher premium, but... show more
    Kimothy wants what Kimothy wants. And boy oh boy Kimothy threw the mother of all tantrums on her 16th birthday when she saw that her brand new 2017 BMW i8 was white instead of red. She's refusing to talk to me until I have the car re-painted. I know buying a red car off the lot comes with a higher premium, but does repainting it have the same affect?
    7 answers · 2 days ago
  • I'm 16 with a drivers permit, what's gonna happen if I get pulled over and I'm driving alone?

    Best answer: That depends on where you get pulled over, which you didn't say. Where I live, it's a $110 fine, an automatic 30-day suspension of all driving privileges, and a (minimum) 15% surcharge on your insurance rates for the next 3 years. And the vehicle you're driving is towed and impounded at the... show more
    Best answer: That depends on where you get pulled over, which you didn't say.

    Where I live, it's a $110 fine, an automatic 30-day suspension of all driving privileges, and a (minimum) 15% surcharge on your insurance rates for the next 3 years. And the vehicle you're driving is towed and impounded at the owner's expense.

    In the jurisdiction over the border and across the river, it's a $500 fine and a (maximum) two year suspension of driving privileges, plus the towing and impound fees. And I'm sure there's an insurance surcharge for a few years involved, because the insurance companies in Michigan aren't stupid.

    But if you're asking what the penalties are where you live, you have to mention where you live. There are no international traffic or licensing laws, just so you know.
    10 answers · 3 days ago