• Mini Cooper is a cheap car for poor people?

    Best answer: Mini Coopers were not cheap new, and used, they are not cheap to keep on the road. Not the used car for a person with little money for repairs.
    Best answer: Mini Coopers were not cheap new, and used, they are not cheap to keep on the road. Not the used car for a person with little money for repairs.
    9 answers · 1 day ago
  • Which car is a better investment?

    I’m looking to buy either a 2019 Honda HRV (Sport) or Pre-certified used 2015 Lexus Nx 200 Whic car will last the longest and have less issues? I feel that the Lexus (although older and cost more) may be the better bargain.
    I’m looking to buy either a 2019 Honda HRV (Sport) or Pre-certified used 2015 Lexus Nx 200 Whic car will last the longest and have less issues? I feel that the Lexus (although older and cost more) may be the better bargain.
    13 answers · 3 days ago
  • Cars what custs 30k is a cheap car for poor people? For you... how much is cheap ( 10k 20k or 30k)?

    Best answer: Hi so mister snob without money that you either have or not as the case maybe. you could find yourself in that position one day. so only a fool thinks like you do. times change and money also changes things.
    Best answer: Hi so mister snob without money that you either have or not as the case maybe. you could find yourself in that position one day. so only a fool thinks like you do. times change and money also changes things.
    7 answers · 1 day ago
  • Why is the auto financing sometimes not fair?

    I always see people with poor or not credit at all not a stable job and taking subsidies from the government getting those brand new cars while I have a stable job with good credit not getting even approved for a car loan which I really need to move on this car dependent city.
    I always see people with poor or not credit at all not a stable job and taking subsidies from the government getting those brand new cars while I have a stable job with good credit not getting even approved for a car loan which I really need to move on this car dependent city.
    9 answers · 2 days ago
  • New Car Questions?

    Best answer: Yesterday you said you were 18 years old with $1000 to put down on a car and your Mom's credit was "absolute trash" (Those are your words, not mine). Based on that, you will NOT be purchasing a new car. $1000 is not a hefty down payment, in many cases its not even adequate for someone with excellent... show more
    Best answer: Yesterday you said you were 18 years old with $1000 to put down on a car and your Mom's credit was "absolute trash" (Those are your words, not mine).

    Based on that, you will NOT be purchasing a new car. $1000 is not a hefty down payment, in many cases its not even adequate for someone with excellent credit to purchase a car. And having a cosigner with absolute trash credit won't help you, and may even hurt your chances of getting qualified (which are already basically 0%)

    Nonetheless, here are the answers to your questions:

    Do we have equal rights to the car, or is it solely my car? - it depends how the paperwork is done. If she is only a co-signer and the car is in your name, then she has no rights to the car. If the paperwork is written up to show you as co-owners and co-borrowers on the loan, then she has equal rights to the car as you. But remember if the loan doesn't get paid the bank will reposes the car and neither of you will have any rights to the car.

    What paperwork would I have to leave her name off of in order for it to be solely my car? - just make sure she is only a co-signer, not a co-borrower or co-owner.

    The title will be given after the car is paid in full, correct? What steps would need to be taken to only have my name on there? - just make it clear to the dealership that you are the sole owner, and your mom is only there to act as a co-signer on the loan. The title will have only your name but the bank will hold the title until the loan is paid. They will send you the cleared title when the loan is paid off. In some cases the bank will have their name on the title as well, so once you get the cleared title you have to go to the licensing office and get a new title in your name only. But at no point would your Mom's name be on the title if she is only a co-borrower.

    • Any extra tips would be helpful! - yeah, here's a tip, buy a cheap used car, save the difference and then upgrade every 2-3 years until you own the car you really want. You aren't going to qualify for a loan on a brand new car based on the info you've posted in your last few questions.
    9 answers · 3 days ago
  • What cheap/fun things could I do to an old car.?

    I have an old 2004 Ford Focus Sedan that I want to do something cool to but keep it on a budget. I've seen videos on home built exoskeleton cars, but I don't have the expertise for that and having someone else do it for me is expensive to my knowledge. Anything else you can think of that would be fun/cheap?
    I have an old 2004 Ford Focus Sedan that I want to do something cool to but keep it on a budget. I've seen videos on home built exoskeleton cars, but I don't have the expertise for that and having someone else do it for me is expensive to my knowledge. Anything else you can think of that would be fun/cheap?
    5 answers · 5 hours ago
  • What are some helpful tips when buying a car?

    I live in a city that doesn’t have a bus line and my car broke down in June. I am just looking for something to get me through winter. There is a car lot down the street from my home and they have a 2003 Pontiac grand am for $1000.00 it has 221,000 miles on it. Pictures are online and it’s pretty decent not a lot... show more
    I live in a city that doesn’t have a bus line and my car broke down in June. I am just looking for something to get me through winter. There is a car lot down the street from my home and they have a 2003 Pontiac grand am for $1000.00 it has 221,000 miles on it. Pictures are online and it’s pretty decent not a lot of rust or anything. I don’t have extra money to get the car inspected (just have enough to purchase the car) and I’m alone in the state where I live. So are there any helpful tips you can share? Thank you all for your help. I test drive the car tomorrow
    9 answers · 3 days ago
  • At what miles would a new car breakdown if you did 0 maintenance?

    Best answer: Somewhere between 0 and 250,000 miles.
    Best answer: Somewhere between 0 and 250,000 miles.
    10 answers · 4 days ago
  • Is it wise to buy just enough car insurance to make it legal to drive?

    Used car not financed, paid for
    Used car not financed, paid for
    18 answers · 6 days ago
  • Could I get a title for my vehicle?

    So long story short I made a bad decision about a year ago. I bought my 3rd car. Shortly after I lost my job of 2 years and it was the middle of winter and I struggled to find anything to maintain that vehicle. I ended up not being able to continue paying on my car and I was just waiting on them to contact me... show more
    So long story short I made a bad decision about a year ago. I bought my 3rd car. Shortly after I lost my job of 2 years and it was the middle of winter and I struggled to find anything to maintain that vehicle. I ended up not being able to continue paying on my car and I was just waiting on them to contact me and/or pick up the vehicle (I know none of this was responsible, but life goes on) it's been over a year since getting the vehicle and I havent moved or anything and they havent tried to contact me at all. Nor pick up the car. On my credit report they have "Charged off as bad debt Profit and loss write-off" again I still have this vehicle. (Small back story I bought this from a private seller and got the loan through a credit union). So my question now is can I get a title for this car? I'd assume if I could it would be salvaged.
    9 answers · 4 days ago